1581 Keyser Ct, Ramona, CA 92065 Property Records

San Diego County property record for 1581 Keyser Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1991
Lot Size	1.11 acres (48,352 sqft)
Owner	Company Name on Record
Tax Bill	$6,422 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2023 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`282-341-26-00`

Property Details

APN / Parcel Number

Primary APN	`282-341-26-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	48,352 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1581 KEYSER CT
City	RAMONA
State	CA
Zip	92065-3358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM14991
Legal Subdivision	PARCEL MAP NO 14491
Legal Tract	14991
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2004
Census Tract	20806

Owner

Source: San Diego County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1581 KEYSER CT, RAMONA, CA 92065-3358
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit MISSION VIEJO HOME LOANS
Jan 19, 2023	Intrafamily Transfer, Transfer
Sep 21, 2021	Intrafamily Transfer, Transfer · VA Mortgage ADVANTAGEFIRST LENDING INC
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jun 13, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jan 29, 2018	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Oct 9, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2021
Deed Sale	Sep 21, 2021
Prior Sale	Jan 29, 2018 · Amount on Record
Deed Document Number	2021666729
Prior Transfer Date	Sep 15, 2021
Prior Transfer Doc	0000666729
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2026
Property Address	1581 KEYSER CT, RAMONA, CA 92065-3358
Document Number	0000274140
Instrument Date	Sep 14, 2026
Instrument	2026274140
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	1581 KEYSER CT, RAMONA, CA 92065-3358

Mortgage

Document Number	0000274140,
Date	Sep 21, 2026
Instrument	2026274140

Lender

Name	MISSION VIEJO HOME LOANS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2056

Interest

Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 19, 2023
Property Address	1581 KEYSER CT, RAMONA, CA 92065-3358
Document Number	0000015187
Map Reference	FILE 87-555789
Instrument Date	Dec 16, 2022
Instrument	2023-0015187
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1581 KEYSER CT, RAMONA, CA 92065-3358

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 21, 2021
Property Address	1581 KEYSER CT, RAMONA, CA 92065-3358
Document Number	0000666729
Map Reference	FILE 87-555789
Instrument Date	Sep 15, 2021
Instrument	2021-0666729
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1581 KEYSER CT, RAMONA, CA 92065-3358

Mortgage

Document Number	0000666730
Date	Sep 21, 2021
Instrument	2021-0666730

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1581 KEYSER CT, RAMONA, CA 92065-3358
Document Number	0000066771
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 KEYSER CT RAMONA CA 920653358, RAMONA, CA 92065-3358

Mortgage

Document Number	0000066771
Date	Oct 29, 2020
Instrument	66771

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1581 KEYSER CT, RAMONA, CA 92065-3358
Document Number	0000240690
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1581 KEYSER CT RAMONA CA 920653358, RAMONA, CA 92065-3358

Mortgage

Document Number	0000240690
Date	Jun 19, 2019
Instrument	240690

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2018
Property Address	1581 KEYSER CT, RAMONA, CA 92065-3358
Document Number	0000035622
Instrument Date	Jan 8, 2018
Instrument	35622
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 KEYSER CT RAMONA CA 920653358, RAMONA, CA 92065-3358

Mortgage

Document Number	35623
Date	Jan 29, 2018
Instrument	35623

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2017
Property Address	1581 KEYSER CT, RAMONA, CA 92065-3358
Document Number	0000465052
Instrument Date	Sep 26, 2017
Instrument	465052
Transaction Type	Foreclosure
Record Updated	Oct 12, 2017

Transaction

Amount	Amount Recorded
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1590 S COAST HWY #16 LAGUNA BEACH CA 926513257, 16, LAGUNA BEACH, CA 92651-3257

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,696 (+2%) Land $409,892 Building $187,804
2025	$6,422.00 (+50.15%)	$585,977 (+4.04%) Land $401,855 Building $184,122
2023	$4,277.00 (-4.66%)	$563,224 Land $386,251 Building $176,973
2022	$4,486.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 53% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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