1581 Jamison Rd, Elma, NY 14059 Property Records

Erie County and Elma Town property record for 1581 Jamison Rd, Elma, NY 14059

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,498 sqft · built 1880
Lot Size	3.58 acres (155,950 sqft)
Owner	2 Trust Names on File
Last Sale	$128,000 (Sep 2022)
Tax Bill	$5,279 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`144200 156.01-1-79`

Property Details

APN / Parcel Number

Primary APN	`144200 156.01-1-79`
Alternative APNs	`1442001560100001001112` `144200 156.01-1-79.1`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,498 sqft Living Area
1st Floor Area	1,382 sqft
2nd Floor Area	1,116 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	155,950 sqft (3.58 acres)
Lot Dimensions	1,330 ft deep x 226 ft wide
Porch	Patio
Porch Area	360 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1581 JAMISON RD
City	ELMA
State	NY
Zip	14059-9237
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	1
Legal Lot Number	79.100
Jurisdiction	ERIE NY
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2007
Census Tract	14101

Owner

1581 Jamison Rd, a rural home, is owner-occupied and held in a trust since September 2022.

Source: Erie County and Elma Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1581 JAMISON RD, ELMA, NY 14059-9237
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK
Sep 8, 2022	Deed, Transfer
May 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 5, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage WESTERN DIV FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Dec 5, 2019 · Amount on File
Deed Document Number	2022170748
Deed Book / Page	11407 / 3752
Prior Transfer Date	Feb 26, 2020
Prior Transfer Doc	0113606290
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	1581 JAMISON RD, ELMA, NY 14059-9237
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1571 JAMISON RD, ELMA, NY 14059-9237

Mortgage

Document Number	0140996443
Date	Aug 8, 2023
Book Page	14099/6443
Instrument	2023135241

Lender

Name	FIVE STAR BANK
Type	Bank
Address	WARSAW, NY 14569

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	370 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.5%
Index	1-Year T-Bill
Max Rate	11.5%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Sep 8, 2022
Property Address	1581 JAMISON RD, ELMA, NY 14059-9237
Document Number	0114073752
Book / Page	11407 / 3752
Instrument Date	Aug 25, 2022
Instrument	2022170748
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount on Record
Tax	$512.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1581 JAMISON RD, ELMA, NY 14059-9237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3681 BULLIS RD, ELMA, NY 14059-9748

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	May 20, 2020
Property Address	1581 JAMISON RD, ELMA, NY 14059-9237
Document Number	0113606290
Book / Page	011360 / 006290
Instrument Date	Feb 26, 2020
Transaction Type	Transfer
Record Updated	Mar 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5088 WILLIAM ST LANCASTER NY 140869664, LANCASTER, NY 14086-9664

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Dec 5, 2019
Property Address	1581 JAMISON RD, ELMA, NY 14059-9237
Document Number	0113537376
Book / Page	011353 / 007376
Instrument Date	Dec 2, 2019
Transaction Type	Transfer
Record Updated	Mar 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 LOGAN LN LANCASTER NY 140869114, LANCASTER, NY 14086-9114

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	1581 JAMISON RD, ELMA, NY 14059-9237
Document Number	0138762433
Instrument Date	Oct 25, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1581 JAMISON RD ELMA NY 140599237, ELMA, NY 14059-9237

Mortgage

Document Number	0138762433
Date	Nov 1, 2018
Book Page	013876/002433

Lender

Name	WESTERN DIV FCU
Type	Credit Union
Address	WILLIAMSVILLE, NY 14221-5947

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1581 Jamison Rd was $5,279 with exemptions applied, up 0.6% from the year before.

Source: Erie County and Elma Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Elma Town
Unified School District	Iroquois Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,279.00 (+0.61%) Homeowner's exemption Senior Citizen's exemption
2025	$5,247.00 (+2.76%)	$9,200 (-) Land $3,000 Building $6,200	$353,850 (+3.85%) Land $115,386 Building $238,464
2024	$5,106.00 Homeowner's exemption Senior Citizen's exemption	$9,200 (-) Land $3,000 Building $6,200	$340,741 (+3.7%) Land $111,111 Building $229,630
2023	Homeowner's exemption Senior Citizen's exemption	$9,200 Land $3,000 Building $6,200	$328,571 Land $107,143 Building $221,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1581 Jamison Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jan 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1581 Jamison Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMA WATER DISTRICT NO. 1 serves 10,287 people · EPA ID NY1420549
Water Source	Purchased surface water from ECWA DIRECT
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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