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1581 E Saint James Loop, Inverness, FL 34453 Property Records

Citrus County property record for 1581 E Saint James Loop, Inverness, FL 34453 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage2,056 sqft Living Area
Lot Size21,820 sqft (0.5 acres)
OccupancyOwner Occupied
Last Sale$240,000 (2005)
Tax Bill$1,768.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-33-0020-00010-024.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1581 E SAINT JAMES LOOP, INVERNESS, FL 34453-3672
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Jul 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Jul 25, 2019Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 13, 2005 · Amount on Record
Deed SaleMay 13, 2005 · Amount on Record
Prior SaleApr 03, 2001 · Amount on Record
Deed Doc Number2005041873
Deed Book / Page1854 / 2213
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1581 E SAINT JAMES LOOP, INVERNESS, FL 34453-3672
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1581 E SAINT JAMES LOOP, INVERNESS, FL 34453-3672

Mortgage

Document Number0032002211
DateAug 31, 2021
Book Page3200/2211
Instrument2021060306
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1581 E SAINT JAMES LOOP, INVERNESS, FL 34453-3672
Transaction TypeMortgage
Record UpdatedAug 02, 2021
Title CompanyBURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address158 W ST JAMES LOOP, INVERNESS, FL 34453

Mortgage

Document Number0031821316
DateJul 08, 2021
Book Page3182/1316
Instrument2021046047
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address1581 E SAINT JAMES LOOP, INVERNESS, FL 34453-3672
Document Number0029951280
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1581 E SAINT JAMES LOOP INVERNESS FL 344533672, INVERNESS, FL 34453-3672

Mortgage

Document Number0029951280
DateAug 05, 2019
Book Page002995/001280
Instrument40803
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 04, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,768.00 (+6%) Homeowner's exemption Additional exemption filed$276,006 (-9.58%) Land $19,500 Building $256,506$276,006 (-9.58%) Land $19,500 Building $256,506
2024$1,668.00 (+2.9%) Homeowner's exemption Additional exemption filed$305,251 (+0.79%) Land $18,200 Building $287,051$305,251 (+0.79%) Land $18,200 Building $287,051
2023$1,621.00 (+12.26%) Homeowner's exemption Additional exemption filed$302,852 (+17.77%) Land $17,200 Building $285,652$302,852 (+17.77%) Land $17,200 Building $285,652
2022$1,444.00 Homeowner's exemption Additional exemption filed$257,146 Land $13,950 Building $243,196$257,146 Land $13,950 Building $243,196

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-33-0020-00010-024.0
Alternative APNs
  • 3318S19E0020000100240
  • 2533471

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,056 sqft Living Area
1st Floor2,056 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2003
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialFiberglass Roof
Lot Area21,820 sqft (0.5 acres)
Parking Spaces5 Parking Spaces
Garage Area440 sqft Garage

Exterior Amenities

Pool Area420 sqft Pool
FenceFence
PorchOpen Porch
Porch Area268 sqft Porch
Utility Building192 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2533471
Old Parcel Number3318S19E0020000100240
Street Address1581 E SAINT JAMES LOOP
CityINVERNESS
StateFL
Zip34453-3672
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCAMBRIDGE GREENS OF CITRUS HILLS PB 13 PG 119 LOT 24 BLK 1
Legal Range19E
Legal Township18S
Legal Section33
Legal SubdivisionCAMBRIDGE GREENS OF CITRUS HIL
Legal Block1
Legal Lot Number24
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup2
Census Block2013
Census Tract450705

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