1581 E Elgin St, Chandler, AZ 85225 Property Records

Maricopa County property record for 1581 E Elgin St, Chandler, AZ 85225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,503 sqft · built 1988
Lot Size	0.191 acres (8,337 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Feb 2025)
Tax Bill	$1,612 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`303-02-205`

Property Details

APN / Parcel Number

Primary APN	`303-02-205`
Alternative APN	`303022058`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,503 sqft Living Area
Gross Area	2,079 sqft
1st Floor Area	1,503 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,337 sqft (0.191 acres)
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1581 E ELGIN ST
City	CHANDLER
State	AZ
Zip	85225-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	CHANDLER RANCH UNIT 1 MCR 269-30
Legal Range	5E
Legal Township	1S
Legal Section	35
Legal Subdivision	CHANDLER RANCH UNIT 1
Legal Lot Number	11
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1010
Census Tract	811600

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3907 E SURREY AVE, PHOENIX, AZ 85032-6646
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 2, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2025 · Amount on Record
Deed Sale	Feb 24, 2025 · Amount on Record
Prior Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	202597073
Prior Transfer Date	Feb 11, 2010
Prior Transfer Doc	0000156718
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1581 E ELGIN ST, CHANDLER, AZ 85225-2211
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 E ELGIN ST, CHANDLER, AZ 85225-2211

Mortgage

Document Number	0000560625
Date	Sep 29, 2025
Instrument	20250560625

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 2, 2020
Property Address	1581 E ELGIN ST, CHANDLER, AZ 85225-2211
Document Number	0001184078
Map Reference	MB 269 PG 30
Instrument Date	Nov 24, 2020
Instrument	20201184078
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1364 E TOLEDO ST, 1364, GILBERT, AZ 85295-5504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 E ELGIN ST, CHANDLER, AZ 85225-2211

Mortgage

Document Number	0001184079
Date	Dec 2, 2020
Instrument	20201184079

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Chandler City
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,970 (+96.54%)	$409,700 (+4.06%) Land $81,900 Building $327,800
2025	$1,612.00 (+2.81%)	$20,846 (-50.11%)	$393,700 (-5.77%) Land $78,700 Building $315,000
2024		$41,780	$417,800 Land $83,500 Building $334,300
2023	$1,568.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHANDLER serves 247,328 people · EPA ID AZ0407090
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	1,000 / 75
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: WeLink Communications.

Nearby Properties on E Elgin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures