Madison County and Oneida City property record for 1581 Crescent Ave, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,500 sqft · built 1987 |
| Lot Size | 4.42 acres (192,535 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Jan 2015) |
| Tax Bill | $7,237 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Jul 2020 Mortgage + 3 more |
| APN | 251289 54.-1-9.1 |
| Primary APN | 251289 54.-1-9.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 192,535 sqft (4.42 acres) |
| Porch | Slab |
| Porch Area | 1,056 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1581 CRESCENT AVE |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-7015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | SPLIT FROM 54.-1-9 FORMERLY 405 W CRESCENT |
| Legal Block | 1 |
| Legal Lot Number | 9.001 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30103 |
1581 Crescent Ave is owned and occupied by two individuals who acquired it in June 2018.
Source: Madison County and Oneida City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1581 CRESCENT AVE, ONEIDA, NY 13421-7015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROYAL UNITED MORTGAGE LLC |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG |
| May 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2015 · Amount on File |
| Deed Sale | Jan 5, 2015 · Amount on File |
| Deed Book / Page | 2015 / 55 |
| Last Transfer Date | Jun 21, 2018 |
| Transfer Doc | 0000003195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 1581 CRESCENT AVE, ONEIDA, NY 13421-7015 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 337 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021-4337 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 1581 CRESCENT AVE, ONEIDA, NY 13421-7015 |
| Document Number | 0000000359 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1581 CRESCENT AVE ONEIDA NY 134217015, ONEIDA, NY 13421-7015 |
| Document Number | 0000000359 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 359 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 18, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 1581 CRESCENT AVE, ONEIDA, NY 13421-7015 |
| Document Number | 0000002191 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1581 CRESCENT AVE ONEIDA NY 134217015, ONEIDA, NY 13421-7015 |
| Document Number | 0000002191 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 2191 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 13, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jun 25, 2018 |
| Property Address | 1581 CRESCENT AVE, ONEIDA, NY 13421-7015 |
| Document Number | 0000003195 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 3195 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1581 CRESCENT AVE ONEIDA NY 134217015, ONEIDA, NY 13421-7015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 1581 CRESCENT AVE, ONEIDA, NY 13421-7015 |
| Document Number | 0000006786 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1581 CRESCENT AVE ONEIDA NY 134217015, ONEIDA, NY 13421-7015 |
| Document Number | 0000006786 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 6786 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 13, 2032 |
The 2026 property tax bill for 1581 Crescent Ave was $7,237 with exemptions applied, up 121% from the year before.
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,237.00 (+121.04%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $3,274.00 | $157,800 Land $20,900 Building $136,900 | $222,254 Land $29,437 Building $192,817 |
| 2023 | $157,800 (-) Land $20,900 Building $136,900 | $207,632 (+9.21%) Land $27,500 Building $180,132 | |
| 2022 | $2,320.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $157,800 Land $20,900 Building $136,900 | $190,120 Land $25,181 Building $164,939 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1581 Crescent Ave; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1581 Crescent Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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