1581 Cozy Dr, Fort Worth, TX 76120 Property Records

Tarrant County property record for 1581 Cozy Dr, Fort Worth, TX 76120

Property Summary

Property Type	Townhouse
Details	3 bd · 1,467 sqft · built 2014
Lot Size	0.083 acres (3,619 sqft)
Owner	Individual Name on File
Tax Bill	$3,436 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10907-A-1R24`

Property Details

APN / Parcel Number

Primary APN	`10907-A-1R24`
Alternative APN	`41325214`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	1,467 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Lot Area	3,619 sqft (0.083 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41325214
Street Address	1581 COZY DR
City	FORT WORTH
State	TX
Zip	76120-2201
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	EDERVILLE PARK TOWNHOMES ADDN BLOCK A LOT 1R-24
Legal Subdivision	EDERVILLE PARK TOWNHOMES ADDN
Legal Block	A
Legal Lot Number	1R-24
Jurisdiction	TARRANT TX
Township / Civil Division	FORT WORTH
Census Block Group	2
Census Block	2007
Census Tract	106514

Owner

1581 Cozy Dr, a townhouse, is owned and occupied by an individual who acquired it in February 2024.

Source: Tarrant County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1581 COZY DR, FORT WORTH, TX 76120-2201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 2, 2017	Vendor's Lien, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2024
Deed Sale	Feb 21, 2024
Prior Sale	Oct 2, 2017 · Amount on File
Deed Document Number	202429266
Prior Transfer Date	Sep 29, 2017
Prior Transfer Doc	0000228116
Record Updated	Sep 20, 2026

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TARRANT TX
Recording Date	Feb 21, 2024
Property Address	1581 COZY DR, FORT WORTH, TX 76120-2201
Document Number	0000029266
Map Reference	CAB A SL 12078
Instrument Date	Feb 20, 2024
Instrument	D224029266
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	NOT AVAILABLE, ORNTIC DALLAS FORT WORTH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1581 COZY DR, FORT WORTH, TX 76120-2201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 COZY DR, FORT WORTH, TX 76120-2201

Mortgage

Document Number	0000029267
Date	Feb 21, 2024
Instrument	D224029267

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TARRANT TX
Property Address	1581 COZY DR, FORT WORTH, TX 76120-2201
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016642
Date	Jan 20, 2021
Instrument	D221016642

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Feb 1, 2048

October 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TARRANT TX
Recording Date	Oct 2, 2017
Property Address	1581 COZY DR, FORT WORTH, TX 76120-2201
Document Number	0000228116
Map Reference	CAB A SL12078
Instrument Date	Sep 29, 2017
Instrument	D217228116
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 COZY DR, FORT WORTH, TX 76120-2201

Mortgage

Document Number	0000228117
Date	Oct 2, 2017
Instrument	D217228117

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1581 Cozy Dr was $3,436 with a homeowner's exemption, down 4.2% from the year before.

Source: Tarrant County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fort Worth City
County	Tarrant County
Unified School District	Fort Worth Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,436.00 (-4.18%) Homeowner's exemption	$246,000 Land $34,000 Building $212,000	$246,000 Land $34,000 Building $212,000
2024	$3,586.00 (+9.5%)
2023	$3,275.00 (-20.7%) Homeowner's exemption	$227,017 (+14.57%) Land $34,000 Building $193,017	$227,017 (+14.57%) Land $34,000 Building $193,017
2022	$4,130.00 Homeowner's exemption	$198,154 Land $21,250 Building $176,904	$198,154 Land $21,250 Building $176,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1581 Cozy Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1997–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1581 Cozy Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT WORTH serves 955,900 people · EPA ID TX2200012
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink.

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