1581 Chippewa Dr, Naperville, IL 60563 Property Records

DuPage County property record for 1581 Chippewa Dr, Naperville, IL 60563

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,695 sqft · built 1973
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$618,000 (Sep 2025)
Tax Bill$10,013 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
May 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-07-207-004

Property Details

APN / Parcel Number

Primary APN08-07-207-004

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,695 sqft Living Area
Gross Area3,369 sqft
1st Floor Area1,225 sqft
2nd Floor Area1,164 sqft
Basement Area980 sqft
Finished Basement306 sqft
Unfinished Basement674 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialWood Siding
Lot Area10,890 sqft (0.25 acres)
Garage Area553 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1581 CHIPPEWA DR
CityNAPERVILLE
StateIL
Zip60563-1401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionINDIAN HILL UNIT 1
Legal SubdivisionINDIAN HILL
Legal Block4
Legal Lot Number20
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2006
Census Tract846106

Owner

1581 Chippewa Dr is owned by an individual who bought it in September 2025.

Source: DuPage County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1427 N CHARLES AVE, NAPERVILLE, IL 60563-3599
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2025Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
May 31, 2023Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Oct 30, 2019Warranty Deed, Transfer · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2025 · Amount on File
Deed SaleSep 5, 2025 · Amount on File
Prior SaleMay 31, 2023 · Amount on File
Deed Document Number202555390
Prior Transfer DateDec 30, 1993
Prior Transfer Doc0000000115
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateSep 5, 2025
Property Address1581 CHIPPEWA DR, NAPERVILLE, IL 60563-1401
Document Number0000055390
Instrument DateAug 26, 2025
InstrumentR2025-055390
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyHEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$618.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1581 CHIPPEWA DR, NAPERVILLE, IL 60563-1401

Mortgage

Document Number0000055391
DateSep 5, 2025
InstrumentR2025-055391
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateSep 1, 2032
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.7%
IndexSOFR Average 30-Day
Margin3
Max Rate10.7%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMay 31, 2023
Property Address1581 CHIPPEWA DR, NAPERVILLE, IL 60563-1401
Document Number0000033403
Instrument DateMay 16, 2023
InstrumentR2023-033403
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$592.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1581 CHIPPEWA DR, NAPERVILLE, IL 60563-1401

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1581 CHIPPEWA DR, NAPERVILLE, IL 60563-1401

Mortgage

Document Number0000033404
DateMay 31, 2023
InstrumentR2023-033404
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053
Interest
Rate6.5%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateOct 30, 2019
Property Address1581 CHIPPEWA DR, NAPERVILLE, IL 60563-1401
Document Number0000099637
Instrument DateSep 25, 2019
InstrumentR2019-099637
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$383.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1581 CHIPPEWA DR, NAPERVILLE, IL 60563-1401

Mortgage

Document Number0000099638
DateOct 30, 2019
InstrumentR2019-099638
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1581 Chippewa Dr was $10,013, up 3.8% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,013.00 (+3.8%)$179,576 (+8.53%) Land $75,631 Building $103,945$538,728 (+8.53%) Land $226,893 Building $311,835
2024$9,646.00 Homeowner's exemption$165,462 Land $69,687 Building $95,775$496,386 Land $209,061 Building $287,325
2022$8,971.00 Homeowner's exemption$144,620 Land $60,910 Building $83,710$433,860 Land $182,730 Building $251,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1581 Chippewa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1581 Chippewa Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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