1581 Chatham Rd, Jacksonville, FL 32208 Property Records

Duval County property record for 1581 Chatham Rd, Jacksonville, FL 32208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1950
Lot Size	0.204 acres (8,902 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2024)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`024590-0000`

Property Details

APN / Parcel Number

Primary APN	`024590-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	1,847 sqft
1st Floor Area	895 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,902 sqft (0.204 acres)
Lot Dimensions	115 ft deep x 76 ft wide
Garage Type	Carport
Garage Area	273 sqft
Carport	Carport
Carport Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Unfinished Open Porch
Porch Area	414 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1581 CHATHAM RD
City	JACKSONVILLE
State	FL
Zip	32208-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	21-93 39-1S-26E LAKE FOREST HILLS UNIT 1-A LOT 29 BLK 4
Legal Range	26E
Legal Township	01S
Legal Section	39
Legal Subdivision	LAKE FOREST HILL UNIT 01A
Legal Block	4
Legal Lot Number	29
Legal Unit	1-A
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1013
Census Tract	11200

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1581 CHATHAM RD, JACKSONVILLE, FL 32208-3103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Aug 17, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 21, 2018	Warranty Deed, Transfer · FHA Mortgage FAIRWAY LNDG
Nov 27, 2017	Grant Deed, Transfer ATTORNEY ONLY
Sep 18, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024 · Amount on Record
Deed Sale	Mar 15, 2024 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	202452285
Deed Book / Page	20980 / 919
Prior Transfer Date	Mar 5, 2024
Prior Transfer Doc	0214321358
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 15, 2024
Property Address	1581 CHATHAM RD, JACKSONVILLE, FL 32208-3103
Document Number	0209800919
Book / Page	20980 / 919
Map Reference	MB 21 PG 93&93A
Instrument Date	Feb 26, 2024
Instrument	2024052285
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10735 MERIDA DR, JACKSONVILLE, FL 32218-4628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 CHATHAM RD, JACKSONVILLE, FL 32208-3103

Mortgage

Document Number	0020980921
Date	Mar 15, 2024
Instrument	20980/921

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1581 CHATHAM RD, JACKSONVILLE, FL 32208-3103
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 CHATHAM RD, JACKSONVILLE, FL 32208-3103

Mortgage

Document Number	0204010521
Date	Aug 17, 2022
Book Page	20401/521
Instrument	2022213963

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	Dec 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 21, 2018
Property Address	1581 CHATHAM RD, JACKSONVILLE, FL 32208-3103
Document Number	0186041055
Book / Page	018604 / 001055
Instrument Date	Nov 14, 2018
Instrument	274462
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$930.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 CHATHAM RD JACKSONVILLE FL 322083103, JACKSONVILLE, FL 32208-3103

Mortgage

Document Number	186041057
Date	Nov 21, 2018
Book Page	018604/001057
Instrument	274463

Lender

Name	FAIRWAY LNDG
Address	MOORLAND, KY 40223

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Mortgage

Document Number	186041067,
Date	Nov 21, 2018
Book Page	018604/001067
Instrument	274464

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded

Interest

Rate	2%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 27, 2017
Property Address	1581 CHATHAM RD, JACKSONVILLE, FL 32208-3103
Document Number	0181981426
Book / Page	018198 / 001426
Instrument Date	Nov 22, 2017
Instrument	270702
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1581 CHATHAM RD JACKSONVILLE FL 322083103, JACKSONVILLE, FL 32208-3103
Investor	Possibly a Property Investor

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 18, 2017
Property Address	1581 CHATHAM RD, JACKSONVILLE, FL 32208-3103
Document Number	0181180881
Book / Page	018118 / 000881
Instrument Date	Sep 18, 2017
Instrument	211589
Transaction Type	Foreclosure
Record Updated	Oct 9, 2017

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3900 CAPITOL CITY BLVD LANSING MI 489062147, LANSING, MI 48906-2147
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,761 (+5.05%) Land $31,806 Building $124,955	$156,761 (+5.05%) Land $31,806 Building $124,955
2025	$3,031.00 (+117.9%)	$149,226 (+46.45%) Land $28,272 Building $120,954	$149,226 (+10.98%) Land $28,272 Building $120,954
2024	$1,391.00 (+6.67%)
2023	$1,304.00 (+10.32%) Homeowner's exemption	$101,896 (+3%)	$134,468 (+5.68%) Land $21,204 Building $113,264
2022	$1,182.00 Homeowner's exemption	$98,929	$127,245 Land $19,437 Building $107,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	69 (1992–2023)
Claims Outside the SFHA	19 of 69
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Nicole, Nov 2022 · 11 claims Hurricane Irma, Sep 2017 · 20 claims Tropical Storm Fay, Aug 2008 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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