1581 Baker St, Costa Mesa, CA 92626 Property Records

Orange County property record for 1581 Baker St, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,027 sqft · built 1959
Lot Size	0.166 acres (7,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$562,500 (Feb 2015)
Tax Bill	$8,830 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`139-193-38`

Property Details

APN / Parcel Number

Primary APN	`139-193-38`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,027 sqft Living Area
1st Floor Area	2,027 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	7,242 sqft (0.166 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1581 BAKER ST
City	COSTA MESA
State	CA
Zip	92626-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2822 BLK LOT 109 TR 2822 LOT 109 AND NWLY 6 FT LOT 110
Legal Subdivision	TRACT NO. 2822
Legal Tract	2822
Legal Lot Number	109
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1003
Census Tract	63802

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1581 BAKER ST, COSTA MESA, CA 92626-3746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 23, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Feb 27, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Nov 21, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Mar 9, 2018	Intrafamily Transfer, Transfer · ARM CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2015 · Amount on Record
Deed Sale	Feb 6, 2015 · Amount on Record
Prior Sale	Oct 21, 2011 · Amount on Record
Deed Document Number	201559258
Last Transfer Date	Nov 12, 2019
Transfer Doc	0000484863
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1581 BAKER ST, COSTA MESA, CA 92626-3746
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 BAKER ST, COSTA MESA, CA 92626-3746

Mortgage

Document Number	0000195507
Date	May 26, 2022
Instrument	2022000195507

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1581 BAKER ST, COSTA MESA, CA 92626-3746
Transaction Type	Mortgage
Record Updated	Sep 12, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 BAKER ST, COSTA MESA, CA 92626-3746

Mortgage

Document Number	0000109872
Date	Mar 22, 2022
Instrument	2022000109872

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1581 BAKER ST, COSTA MESA, CA 92626-3746
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131563
Date	Apr 23, 2019
Instrument	2019000131563

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1581 BAKER ST, COSTA MESA, CA 92626-3746
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085240
Date	Feb 27, 2020
Instrument	2020000085240

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 21, 2019
Property Address	1581 BAKER ST, COSTA MESA, CA 92626-3746
Document Number	0000484863
Instrument Date	Nov 12, 2019
Instrument	484863
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1581 BAKER ST COSTA MESA CA 926263746, COSTA MESA, CA 92626-3746

Mortgage

Document Number	484864
Date	Nov 21, 2019
Instrument	484864

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 9, 2018
Property Address	1581 BAKER ST, COSTA MESA, CA 92626-3746
Document Number	0000085158
Map Reference	MB116 PG3-18
Instrument Date	Feb 27, 2018
Instrument	2018000085158
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1581 BAKER ST, COSTA MESA, CA 92626-3746

Mortgage

Document Number	0000085159
Date	Mar 9, 2018
Instrument	2018000085159

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$760,923 (+2%) Land $588,792 Building $172,131
2025	$8,830.00 (+5.61%) Homeowner's exemption	$746,003 (+4.04%) Land $577,247 Building $168,756
2023	$8,361.00 (+3.97%) Homeowner's exemption	$717,036 Land $554,832 Building $162,204
2022	$8,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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