Napa County property record for 1581 Ash St, Napa, CA 94559
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,009 sqft · built 1947 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,459 (2026) |
| Deeds & Mortgages | Jan 2024 Reverse Mortgage Jan 2024 Reverse Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 005-043-002-000 |
| Primary APN | 005-043-002-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,009 sqft Living Area |
| Gross Area | 1,308 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 005-043-002 |
|---|---|
| Street Address | 1581 ASH ST |
| City | NAPA |
| State | CA |
| Zip | 94559-3745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5 |
| Legal Description | LOT 2 BLK C FRANK SCANSI SUB 4R/M30 |
| Legal Subdivision | FRANK SCANSI SUB |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 200203 |
Source: Napa County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1581 ASH ST, NAPA, CA 94559-3745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC |
| Jan 29, 2024 | Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC |
| Dec 6, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 12, 2017 | Affidavit of Death, Transfer |
| Apr 12, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Apr 12, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 26, 2013 |
| Transfer Doc | 0000008830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 1581 ASH ST, NAPA, CA 94559-3745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1581 ASH ST, NAPA, CA 94559-3745 |
| Document Number | 0000001217 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024-0001217 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 942 Months |
| Due | Jul 10, 2102 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 1581 ASH ST, NAPA, CA 94559-3745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 1581 ASH ST, NAPA, CA 94559-3745 |
| Document Number | 0000001216 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024-0001216 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 942 Months |
| Due | Jul 10, 2102 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.04% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 1581 ASH ST, NAPA, CA 94559-3745 |
| Document Number | 0000025921 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 1581 ASH ST NAPA CA 945593745, NAPA, CA 94559-3745 |
| Document Number | 0000025921 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 25921 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Apr 12, 2017 |
| Property Address | 1581 ASH ST, NAPA, CA 94559-3745 |
| Document Number | 0000008641 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 8641 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1581 ASH ST NAPA CA 945593745, NAPA, CA 94559-3745 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Apr 12, 2017 |
| Property Address | 1581 ASH ST, NAPA, CA 94559-3745 |
| Document Number | 0000008642 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 8642 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1581 ASH ST NAPA CA 945593745, NAPA, CA 94559-3745 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Apr 12, 2017 |
| Property Address | 1581 ASH ST, NAPA, CA 94559-3745 |
| Document Number | 0000008643 |
| Instrument Date | Apr 10, 2017 |
| Instrument | 8643 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1581 ASH ST NAPA CA 945593745, NAPA, CA 94559-3745 |
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,459.00 (+2.6%) Homeowner's exemption | $63,449 (+2%) Land $12,488 Building $50,961 | $63,449 Land $12,488 Building $50,961 |
| 2025 | $1,422.00 (+2.67%) Homeowner's exemption | $62,206 (+4.04%) Land $12,244 Building $49,962 | |
| 2023 | $1,385.00 (+0.87%) Homeowner's exemption | $59,792 Land $11,769 Building $48,023 | |
| 2022 | $1,373.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 34 (1982–2006) |
| Claims Outside the SFHA | 10 of 34 |
| Most Recent Claim | Jan 2006 · Severe Storms, Flooding, Mudslides, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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