1581 Arch Way, Chico, CA 95973 Property Records

Butte County property record for 1581 Arch Way, Chico, CA 95973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,301 sqft · built 1999
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (May 2020)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`016-130-079-000`

Property Details

APN / Parcel Number

Primary APN	`016-130-079-000`
Alternative APNs	`048770008000` `016-130-079`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,301 sqft Living Area
1st Floor Area	1,301 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	016-130-079
Street Address	1581 ARCH WAY
City	CHICO
State	CA
Zip	95973-7685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 CARDIFF ESTATES SUB
Legal Subdivision	CAPSHAW SUB
Legal Lot Number	8
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2006
Census Tract	103

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1581 ARCH WAY, CHICO, CA 95973-7685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
May 22, 2020	Grant Deed, Transfer MICHAEL E & KATHARINA M PEARSALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Prior Sale	Dec 30, 2015 · Amount on Record
Deed Document Number	202020515
Prior Transfer Date	Jun 18, 2012
Prior Transfer Doc	0000023361
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1581 ARCH WAY, CHICO, CA 95973-7685
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	MID VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 ARCH WAY, CHICO, CA 95973-7685

Mortgage

Document Number	0000004140
Date	Jan 29, 2021
Instrument	2021-0004140

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 22, 2020
Property Address	1581 ARCH WAY, CHICO, CA 95973-7685
Document Number	0000020515
Instrument Date	May 21, 2020
Instrument	20515
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	TIMIOS TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 ARCH WAY CHICO CA 959737685, CHICO, CA 95973-7685

Mortgage

Document Number	20516
Date	May 22, 2020
Instrument	20516

Lender

Name	MICHAEL E & KATHARINA M PEARSALL
Address	PO BOX 1023, CHICO, CA 95927-1023

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,115 (+2%) Land $178,480 Building $189,635
2025	$4,245.00 (+7.58%) Homeowner's exemption	$360,898 (+4.04%) Land $174,981 Building $185,917
2024			$407,340
2023	$3,946.00 (+3.33%) Homeowner's exemption	$346,886 Land $168,187 Building $178,699
2022	$3,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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