1581 Adams Rd, Cincinnati, OH 45231 Property Records

Hamilton County property record for 1581 Adams Rd, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1929
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Aug 2006)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`593-0004-0060-00`

Property Details

APN / Parcel Number

Primary APN	`593-0004-0060-00`
Alternative APN	`17640856`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	2,383 sqft
1st Floor Area	851 sqft
2nd Floor Area	681 sqft
Upper Floors Area	681 sqft
Basement Area	851 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	96 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1581 ADAMS RD
City	CINCINNATI
State	OH
Zip	45231-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERRY ST 71 X 96 PT LOTS 15-16 J & J W MC MAKIN
Legal Subdivision	MCMAKIN
Legal Lot Number	15-16
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	3
Census Block	3002
Census Tract	21702

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1581 ADAMS RD, CINCINNATI, OH 45231-3341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2006 · Amount on Record
Deed Sale	Aug 4, 2006 · Amount on Record
Prior Sale	Sep 6, 2002 · Amount on Record
Deed Document Number	2006122930
Deed Book / Page	10314 / 2807
Record Updated	Oct 29, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	1581 ADAMS RD, CINCINNATI, OH 45231-3341
Document Number	0000090363
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 ADAMS RD CINCINNATI OH 452313341, CINCINNATI, OH 45231-3341

Mortgage

Document Number	0000090363
Date	Oct 10, 2018
Book Page	013771/001805
Instrument	90363

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Oct 9, 2020

Interest

Rate Type	Fixed Rate
Rate	6.62%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,429.00 (-0.12%)	$46,606 (-) Land $7,455 Building $39,151	$133,160 (-) Land $21,300 Building $111,860
2024	$2,432.00 (-0.78%)	$46,606 (-) Land $7,455 Building $39,151
2023	$2,451.00 (+1.62%)	$46,606 (+41.9%) Land $7,455 Building $39,151	$133,160 (+41.9%) Land $21,300 Building $111,860
2022	$2,412.00 Homeowner's exemption	$32,845 Land $6,206 Building $26,639
2020			$93,840 Land $17,730 Building $76,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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