1581 470th St, Cherokee, IA 51012 Property Records

Cherokee County property record for 1581 470th St, Cherokee, IA 51012

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,830 sqft · built 1900
Lot Size	9.76 acres (425,146 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,286 (2026)
Deeds & Mortgages	Jul 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0328400006`

Property Details

APN / Parcel Number

Primary APN	`0328400006`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,830 sqft Living Area
1st Floor Area	876 sqft
Basement Area	657 sqft
Unfinished Basement	657 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	425,146 sqft (9.76 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	162 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1581 470TH ST
City	CHEROKEE
State	IA
Zip	51012-7179
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SM TR S1/2 SE 865 A-1
Legal Range	40W
Legal Township	93N
Legal Section	28
Legal Block	400
Jurisdiction	CHEROKEE IA
Township / Civil Division	CEDAR
Census Block Group	2
Census Block	2112
Census Tract	80200

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1581 470TH ST, CHEROKEE, IA 51012-7179
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 30, 2026
Transfer Doc	0000001285
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE IA
Recording Date	Jul 6, 2026
Property Address	1581 470TH ST, CHEROKEE, IA 51012-7179
Document Number	0000001285
Book / Page	2026 / 1285
Instrument Date	Jun 30, 2026
Instrument	20261285
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1581 470TH ST, CHEROKEE, IA 51012-7179

Mortgage

Document Number	0000001289,
Date	Jul 6, 2026
Instrument	20261289

Lender

Name	CHEROKEE STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	65 Months
Due	Dec 1, 2031

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,286.00	$139,250 (-) Land $20,380 Building $118,870	$139,250 (-) Land $20,380 Building $118,870
2025	$1,286.00 Homeowner's exemption	$139,250 (+11.5%) Land $20,380 Building $118,870	$139,250 (+11.5%) Land $20,380 Building $118,870
2024	$1,286.00 (+10.48%)
2023		$124,890 (+33.4%) Land $16,040 Building $108,850	$124,890 (+33.4%) Land $16,040 Building $108,850
2022	$1,164.00 Homeowner's exemption Additional exemption filed	$93,620 Land $12,860 Building $80,760
2021			$93,620 Land $12,860 Building $80,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C-M-L Telephone Cooperative Association Fiber	1,000 / 500

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