Cuyahoga County property record for 15809 Waterloo Rd, Cleveland, OH 44110
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,276 sqft · built 1910 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (May 2018) |
| Tax Bill | $2,723 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-16-038 |
| Primary APN | 113-16-038 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,276 sqft Gross Area |
| 1st Floor Area | 1,276 sqft |
| Flooring | Wood |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.069 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 15809 WATERLOO RD |
|---|---|
| City | CLEVELAND |
| State | OH |
| Zip | 44110 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | LR |
| Legal Description | TR 16 LSLCO 0177 ALL |
| Legal Subdivision | LAKE SHORE LAND COS SUB |
| Legal Tract | 16 |
| Legal Lot Number | 177 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 117203 |
Source: Cuyahoga County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15813 WATERLOO RD, CLEVELAND, OH 44110-1680 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| May 31, 2018 | Warranty Deed, Transfer COMPETITIVE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | May 8, 2014 · Amount on Record |
| Deed Document Number | 2018236 |
| Prior Transfer Date | May 27, 2014 |
| Prior Transfer Doc | 0000000182 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | May 21, 2026 |
| Property Address | 15809 WATERLOO RD, CLEVELAND, OH 44110 |
| Document Number | 0000000115 |
| Instrument Date | May 18, 2026 |
| Instrument | 2026115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 14 HASKELL DR, BRATENAHL, OH 44108-1100 |
| Document Number | 0000000115, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 2026115 |
| Name | LOANPAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | May 31, 2018 |
| Property Address | 15809 WATERLOO RD, CLEVELAND, OH 44110 |
| Document Number | 0005310236 |
| Instrument Date | May 29, 2018 |
| Instrument | 5310236 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | COMPETITIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,080.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15813 WATERLOO RD CLEVELAND OH 441101680, CLEVELAND, OH 44110-1680 |
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Cleveland City |
| Unified School District | Cleveland Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,723.00 (+0.37%) | $26,285 (-0.02%) Land $2,100 Building $24,185 | $75,100 (-) Land $6,000 Building $69,100 |
| 2024 | $2,713.00 (+1,011.89%) | $26,290 (+973.06%) Land $2,100 Building $24,190 | $75,100 (+972.86%) Land $6,000 Building $69,100 |
| 2023 | $244.00 (-4.69%) | $2,450 (-) Land $2,100 Building $350 | |
| 2022 | $256.00 | $2,450 Land $2,100 Building $350 | |
| 2021 | $7,000 Land $6,000 Building $1,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 830 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| DigitalC Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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