15809 Riverdowns Ct, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 15809 Riverdowns Ct, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 3,700 sqft · built 2007
Lot Size0.427 acres (18,608 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Mar 2020)
Tax Bill$3,688 (2023)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN199-301-36

Property Details

APN / Parcel Number

Primary APN199-301-36

Interior

Bedrooms6 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,700 sqft Heated Area
Gross Area3,798 sqft
1st Floor Area1,817 sqft
Upper Floors Area1,280 sqft

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Lot Area18,608 sqft (0.427 acres)
Garage Area701 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number199-301-36
Street Address15809 RIVERDOWNS CT
CityCHARLOTTE
StateNC
Zip28278-8846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL42 M26-344
Legal SubdivisionRIVERPOINTE PH 04 MAP 02
Legal Lot Number42
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1024
Census Tract5908

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address15809 RIVERDOWNS CT, CHARLOTTE, NC 28278-8846
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2020 · Amount on Record
Deed SaleMar 26, 2020 · Amount on Record
Prior SaleSep 20, 2006 · Amount on Record
Deed Document Number0034406176
Deed Book / Page34406 / 176
Record UpdatedJun 7, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 26, 2020
Property Address15809 RIVERDOWNS CT, CHARLOTTE, NC 28278-8846
Document Number0000042519
Book / Page34406 / 176
Map ReferenceMB 26 PG 344
Instrument DateMar 24, 2020
Instrument2020042519
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16840 ASHTON OAKS DR, 16840, CHARLOTTE, NC 28278-8431

Transferred To (Grantee/Buyer)

NameVerified Name
Address15809 RIVERDOWNS CT, CHARLOTTE, NC 28278-8846

Mortgage

Document Number0000042520
DateMar 26, 2020
Instrument2020042520
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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