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15809 Packard Dr, Cresaptown (Cumberland), MD 21502 Property Records

Allegany County property record for 15809 Packard Dr, Cresaptown, MD 21502

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,620 sqft · built 2022
Lot Size0.527 acres (22,977 sqft)
OwnerIndividual Name on Record
Last Sale$55,000 (Sep 2020)
Tax Bill$2,443 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Nov 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-005369

Property Details

APN / Parcel Number

Primary APN07-005369
Alternative APNs
  • 7005369
  • 005369

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,620 sqft Total Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area22,977 sqft (0.527 acres)
PorchSlab

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number005369
Street Address15809 PACKARD DR
CityCUMBERLAND
StateMD
Zip21502-6280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.53 AC PACKARD DR BE AIR LOT 10-11 SEC 1 BLK D
Legal SubdivisionBEL AIR ADDITION
Legal BlockD
Legal Lot Number10,11
JurisdictionALLEGANY MD
Township / Civil Division7, CRESAPTOWN/BEL AIR
Census Block Group5
Census Block5022
Census Tract2000

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address15809 PACKARD DR, CUMBERLAND, MD 21502-6280
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2023Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Nov 8, 2021Intrafamily Transfer, Transfer
Sep 18, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2020 · Amount on Record
Deed SaleSep 18, 2020 · Amount on Record
Prior SaleOct 13, 1992 · Amount on Record
Deed Book / Page2586 / 1
Last Transfer DateJul 31, 2021
Transfer Doc2720000314
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address15809 PACKARD DR, CRESAPTOWN, MD 21502-6280
Transaction TypeMortgage
Record UpdatedSep 25, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002862-0500
DateMar 10, 2023
Book Page2862/500
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALLEGANY MD
Recording DateNov 8, 2021
Property Address15809 PACKARD DR, CRESAPTOWN, MD 21502-6280
Document Number002720-0314
Book / Page2720 / 314
Instrument DateJul 31, 2021
Transaction TypeTransfer
Record UpdatedSep 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18621 TETER ROAD SE, OLDTOWN, MD 21555

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateSep 18, 2020
Property Address15809 PACKARD DR, CRESAPTOWN, MD 21502-6280
Document Number0025860001
Book / Page002586 / 000001
Instrument DateAug 27, 2020
Transaction TypeTransfer
Record UpdatedOct 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPACKARD DR CRESAPTOWN MD 21502, CRESAPTOWN, MD 21502

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$210,467 (+21.66%)$226,600 (+11.96%) Land $54,400 Building $172,200
2025$2,443.00 (+29.95%)
2023$1,880.00$173,000$202,400 Land $54,400 Building $148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMD AMERICAN WATER - PINTO
private · serves 2,615 people · EPA ID MD0010003
Water SourcePurchased surface water from CITY OF CUMBERLAND
Last State InspectionJun 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area		1,000 / 1,000
SkyPacket
Fixed Wireless		100 / 20

May also be available: Verizon.

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