15809 James Gate Pl, Monument, CO 80132 Property Records

El Paso County property record for 15809 James Gate Pl, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,248 sqft · built 2010
Lot Size	0.174 acres (7,599 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Apr 2017)
Tax Bill	$3,183 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71253-04-007`

Property Details

APN / Parcel Number

Primary APN	`71253-04-007`
Alternative APN	`R7125304007`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,248 sqft Living Area
Gross Area	4,313 sqft
1st Floor Area	1,115 sqft
Upper Floors Area	1,210 sqft
Basement Area	1,115 sqft
Finished Basement	923 sqft
Unfinished Basement	192 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Multi-Level
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,599 sqft (0.174 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Slab
Porch Area	113 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7125304007
Street Address	15809 JAMES GATE PL
City	MONUMENT
State	CO
Zip	80132-6031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-4
Legal Description	LOT 54 A REPLAT OF JACKSON CREEK FIL NO 5
Legal Subdivision	JACKSON CREEK FIL NO 5 REPLAT OF
Legal Lot Number	54
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	2
Census Block	2013
Census Tract	7301

Owner

15809 James Gate Pl is owned and occupied by two individuals who bought it in April 2017.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15809 JAMES GATE PL, MONUMENT, CO 80132-6031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit ENT CU
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage KS STATEBANK
Jan 7, 2020	Deed of Trust, Mortgage · VA Mortgage KS STATEBANK
Apr 20, 2017	Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Prior Sale	Nov 30, 2012 · Amount on File
Deed Document Number	201745127
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	15809 JAMES GATE PL, MONUMENT, CO 80132-6031
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059922
Date	Apr 29, 2022
Instrument	222059922

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	15809 JAMES GATE PL, MONUMENT, CO 80132-6031
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15809 JAMES GATE PL, MONUMENT, CO 80132-6031

Mortgage

Document Number	0000009645
Date	Jan 19, 2021
Instrument	221009645

Lender

Name	KS STATEBANK
Type	Bank
Address	MANHATTAN, KS 66502

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	15809 JAMES GATE PL, MONUMENT, CO 80132-6031
Document Number	0000005840
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15809 JAMES GATE PL MONUMENT CO 801326031, MONUMENT, CO 80132-6031

Mortgage

Document Number	0000005840
Date	Jan 14, 2020
Instrument	5840

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Apr 20, 2017
Property Address	15809 JAMES GATE PL, MONUMENT, CO 80132-6031
Document Number	0000045127
Instrument Date	Apr 19, 2017
Instrument	217045127
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15809 JAMES GATE PL, MONUMENT, CO 80132-6031

Mortgage

Document Number	0000045128
Date	Apr 20, 2017
Instrument	217045128

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15809 James Gate Pl was $3,183.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Municipality	Monument Town
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,000 (-)	$638,299 (-)
2025	$3,183.00	$45,000 (+17.1%) Land $6,520 Building $38,480	$638,299 Land $92,480 Building $545,819
2024		$38,430 (-) Land $6,200 Building $32,230
2023	$2,435.00 (-16.5%)	$38,430 (+28.36%) Land $6,200 Building $32,230	$573,576 (+33.14%) Land $92,500 Building $481,076
2022	$2,916.00	$29,940 Land $5,840 Building $24,100	$430,811 Land $84,100 Building $346,711

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15809 James Gate Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15809 James Gate Pl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIVIEW MD serves 5,737 people · EPA ID CO0121840
Water Source	Purchased surface water from COLORADO SPRINGS UTILITIES
Last State Inspection	Nov 2022
Also Mapped Here	TOWN OF MONUMENT
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Force Broadband Fixed Wireless	300 / 40
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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