San Joaquin County property record for 15809 Independence Ave, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,385 sqft · built 2013 |
| Lot Size | 0.191 acres (8,323 sqft) |
| Owner | Individual Name on File |
| Last Sale | $630,000 (Dec 2023) |
| Tax Bill | $11,140 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Transfer + 7 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 191-730-270-000 |
| Primary APN | 191-730-270-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,385 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,323 sqft (0.191 acres) |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 191-730-27 |
|---|---|
| Street Address | 15809 INDEPENDENCE AVE |
| City | LATHROP |
| State | CA |
| Zip | 95330-9438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 08-FM PT 191-330-04 PER MOSSDALE LANDING NO. 5A |
| Legal Subdivision | MOSSDALE LANDING UNIT 5A |
| Legal Block | 3 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 5119 |
Source: San Joaquin County records · APN 191-730-270-000
Assessment roll updated September 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 51548, SAN JOSE, CA 95151-5548 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOAN FACTORY INC |
| Dec 07, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| Dec 07, 2023 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 07, 2023 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY |
| May 14, 2019 | Intrafamily Transfer, Transfer · VA Mortgage STEARNS LENDING LLC |
| Jun 09, 2023 | Intrafamily Transfer, Transfer |
| Sep 05, 2018 | Grant Deed, Transfer |
| Aug 20, 2018 | Quit Claim Deed, Transfer · VA Mortgage STEARNS LNDG |
| May 22, 2018 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2023 · Amount on Record |
| Deed Sale | Dec 07, 2023 · Amount on Record |
| Prior Sale | May 14, 2019 |
| Deed Document Number | 2023100188 |
| Prior Transfer Date | May 08, 2019 |
| Prior Transfer Doc | 0000045558 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15809 INDEPENDENCE AVE, LATHROP, CA 95330-9438 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15809 INDEPENDENCE AVE, LATHROP, CA 95330-9438 |
| Document Number | 0000011943 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026-011943 |
| Name | LOAN FACTORY INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN JOSE, CA 95122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 07, 2023 |
| Property Address | 15809 INDEPENDENCE AVE, LATHROP, CA 95330-9438 |
| Document Number | 0000100187 |
| Map Reference | MB 41 PG 51 |
| Instrument Date | Dec 04, 2023 |
| Instrument | 2023-100187 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4341 N FUNSTAN AVE, STOCKTON, CA 95205 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 07, 2023 |
| Property Address | 15809 INDEPENDENCE AVE, LATHROP, CA 95330-9438 |
| Document Number | 0000100188 |
| Map Reference | MB 41 PG 51 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023-100188 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 51548, SAN JOSE, CA 95151-5548 |
| Document Number | 0000100190 |
|---|---|
| Date | Dec 07, 2023 |
| Instrument | 2023-100190 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 07, 2023 |
| Property Address | 15809 INDEPENDENCE AVE, LATHROP, CA 95330-9438 |
| Document Number | 0000100189 |
| Map Reference | MB 41 PG 51 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023-100189 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 51548, SAN JOSE, CA 95151-5548 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 14, 2019 |
| Property Address | 15809 INDEPENDENCE AVE, LATHROP, CA 95330-9438 |
| Document Number | 0000048875 |
| Map Reference | MB 41 PG 51 |
| Instrument Date | May 08, 2019 |
| Instrument | 2019-048875 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATL TTL STOCKTON |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15809 INDEPENDENCE AVE, LATHROP, CA 95330-9438 |
| Document Number | 0000048876 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 2019-048876 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 09, 2023 |
| Property Address | 15809 INDEPENDENCE AVE, LATHROP, CA 95330-9438 |
| Document Number | 0000045558 |
| Map Reference | MB 41 PG 51 |
| Instrument Date | May 08, 2019 |
| Instrument | 2023-045558 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 15809 INDEPENDENCE AVE, LATHROP, CA 95330-9438 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 05, 2018 |
| Property Address | 15809 INDEPENDENCE AVE, LATHROP, CA 95330-9438 |
| Document Number | 0000099210 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 99210 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 15809 INDEPENDENCE AVE LATHROP CA 953309438, LATHROP, CA 95330-9438 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 20, 2018 |
| Property Address | 15809 INDEPENDENCE AVE, LATHROP, CA 95330-9438 |
| Document Number | 0000091963 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 91963 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15809 INDEPENDENCE AVE LATHROP CA 953309438, LATHROP, CA 95330-9438 |
| Document Number | 93410 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 93410 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 22, 2018 |
| Property Address | 15809 INDEPENDENCE AVE, LATHROP, CA 95330-9438 |
| Document Number | 0000056560 |
| Instrument Date | May 21, 2018 |
| Instrument | 56560 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $5.00 |
| Amount Accuracy | Partial |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 15809 INDEPENDENCE AVE LATHROP CA 953309438, LATHROP, CA 95330-9438 |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,140.00 (+40.32%) | $642,600 (+73.2%) Land $193,800 Building $448,800 | |
| 2023 | $7,939.00 (-0.44%) Homeowner's exemption | $371,016 Land $85,215 Building $285,801 | $551,610 |
| 2022 | $7,974.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770051193, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 619 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, UnWired Broadband Holding, Verizon, Zinnia Networks.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF LATHROP serves 38,596 people |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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