Palm Beach County property record for 15809 85th Rd N, Loxahatchee, FL 33470
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,223 sqft · built 1992 |
| Lot Size | 1.14 acres (49,959 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $687,900 (Apr 2026) |
| Tax Bill | $5,831 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-41-42-19-00-000-4020 |
| Primary APN | 00-41-42-19-00-000-4020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,223 sqft Living Area |
| Gross Area | 2,511 sqft |
| 1st Floor Area | 2,223 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 49,959 sqft (1.14 acres) |
| Lot Dimensions | 239 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Patio Area | 200 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 15809 85TH RD N |
|---|---|
| City | LOXAHATCHEE |
| State | FL |
| Zip | 33470-2864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 19-42-41~ N 239 FT OF S 3197 FT OF W 209 FT OF E 4629 FT OF SEC IN OR2656P304 |
| Legal Range | 41E |
| Legal Township | 42S |
| Legal Section | 19 |
| Legal Subdivision | ACREAGE & UNREC |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | WESTERN COMMUNITY |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 7914 |
Source: Palm Beach County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1654 MANOR AVE, WEST PALM BEACH, FL 33409-5125 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Commercial Mortgage CAKE MORTGAGE CORP |
| Dec 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 21, 2018 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Jan 27, 2025 · Amount on Record |
| Deed Document Number | 2026146414 |
| Deed Book / Page | 36470 / 1736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 15809 85TH RD N, LOXAHATCHEE, FL 33470-2864 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1184 NW 123RD PL, MIAMI, FL 33182-2403 |
| Document Number | 0363091661 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 36309/1661 |
| Instrument | 20260050900 |
| Name | CAKE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 15809 85TH RD N, LOXAHATCHEE, FL 33470-2864 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15809 85TH RD N, LOXAHATCHEE, FL 33470-2864 |
| Document Number | 0331461040 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 33146/1040 |
| Instrument | 20210573948 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 15809 85TH RD N, LOXAHATCHEE, FL 33470-2864 |
| Document Number | 0000146414 |
| Book / Page | 36470 / 1736 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.146414 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | FULL SERVICES TITLE AND ESCROW, FULL CIRCLE TITLE AND ESCROW L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486,345.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000146415, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 36470/1738 |
| Instrument | 2026.146415 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 15809 85TH RD N, LOXAHATCHEE, FL 33470-2864 |
| Document Number | 0364701736 |
| Book / Page | 36470 / 1736 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026146414 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | FULL TITLE AND ESCROW, FULL CIRCLE TITLE AND ESCROW L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $486,345.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000146415, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 36470/1738 |
| Instrument | 2026146415 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Nov 21, 2018 |
| Property Address | 15809 85TH RD N, LOXAHATCHEE, FL 33470-2864 |
| Document Number | 0302591860 |
| Book / Page | 30259 / 1860 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 20180439234 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | FLORIDA LAND TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15809 85TH RD N, 15809, LOXAHATCHEE, FL 33470-2864 |
| Name | Verified Name |
|---|---|
| Address | 15809 85TH RD N, LOXAHATCHEE, FL 33470-2864 |
| Document Number | 20180439235 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 20180439235 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,831.00 (+3.7%) | $288,870 (+5.99%) | $418,558 (-6.45%) Land $182,850 Building $235,708 |
| 2024 | $5,623.00 (+2.18%) | ||
| 2023 | $5,503.00 (+4.12%) Homeowner's exemption | $272,552 (+3%) | $447,417 (+16.89%) Land $154,675 Building $292,742 |
| 2022 | $5,285.00 Homeowner's exemption | $264,614 | $382,753 Land $127,310 Building $255,443 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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