15808 Wire Rd, Cottondale, AL 35453 Property Records

Tuscaloosa County property record for 15808 Wire Rd, Cottondale, AL 35453

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 2007
Owner	Individual Name on File
Last Sale	$125,068 (Jan 2008)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-01-01-0-001-023.013`

Property Details

APN / Parcel Number

Primary APN	`38-01-01-0-001-023.013`
Alternative APNs	`119723` `74684`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
1st Floor Area	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Terrain	Rolling
Garage Type	Finished
Garage Area	440 sqft
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	74684
Street Address	15808 WIRE RD
City	COTTONDALE
State	AL
Zip	35453-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 RES LOTS 13-19 LAKESTONE PH 1
Legal Range	08W
Legal Township	22S
Legal Section	01
Legal Subdivision	LAKESTONE 1 RES 13-19
Legal Phase	1
Legal Lot Number	13-19
Jurisdiction	TUSCALOOSA AL
Township / Civil Division	COALING-VANCE
Census Block Group	2
Census Block	2082
Census Tract	10706

Owner

15808 Wire Rd is owned and occupied by an individual who bought it in January 2008.

Source: Tuscaloosa County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	15808 WIRE RD, COTTONDALE, AL 35453-2637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Mar 24, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2008 · Amount on File
Deed Sale	Jan 4, 2008 · Amount on File
Deed Document Number	0002008220
Deed Book / Page	2008 / 220
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Recording Date	Jul 15, 2026
Property Address	15808 WIRE RD, COTTONDALE, AL 35453-2637
Document Number	2026052998
Book / Page	2026 / 52998
Instrument Date	May 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15808 WIRE RD, COTTONDALE, AL 35453-2637

Mortgage

Document Number	2026052998,
Date	Jul 15, 2026
Book Page	2026/52998

Lender

Name	MAGNOLIA BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate	5.65%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCALOOSA AL
Property Address	15808 WIRE RD, COTTONDALE, AL 35453-2637
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15808 WIRE RD, COTTONDALE, AL 35453-2637

Mortgage

Document Number	0000002022/0000025554
Date	Mar 24, 2022
Book Page	0000002022/0000025554

Lender

Name	LOANDEPOT

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Tuscaloosa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Tuscaloosa County
Municipality	Coaling City
Unified School District	Tuscaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$36,600 Land $6,000 Building $30,600	$183,000 Land $30,000 Building $153,000
2023	Homeowner's exemption Disabled Person's exemption	$31,340 Land $6,000 Building $25,340	$156,700 Land $30,000 Building $126,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15808 Wire Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15808 Wire Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COALING WATER AUTHORITY serves 3,747 people · EPA ID AL0001298
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Wire Rd

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