15807 Lake Loop Dr, Cypress, TX 77433 Property Records

Harris County property record for 15807 Lake Loop Dr, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,625 sqft · built 2000
Lot Size	0.235 acres (10,239 sqft)
Owner	2 Individual Names on File
Last Sale	$897,750 (Apr 2025)
Tax Bill	$9,100 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119-922-001-0016`

Property Details

APN / Parcel Number

Primary APN	`119-922-001-0016`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,625 sqft Living Area
Gross Area	3,965 sqft
1st Floor Area	2,459 sqft
Attic	Attic
Attic Area	340 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,239 sqft (0.235 acres)
View / Lot	Primary
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	167 sqft
Deck Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1199220010016
Street Address	15807 LAKE LOOP DR
City	CYPRESS
State	TX
Zip	77433-5776
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 BLK 1 LAKES OF FAIRFIELD SEC 3
Legal Subdivision	LAKES OF FAIRFIELD SEC 3
Legal Block	1
Legal Lot Number	16
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2014
Census Tract	555701

Owner

15807 Lake Loop Dr is owned and occupied by two individuals who bought it in April 2025.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15807 LAKE LOOP DR, CYPRESS, TX 77433-5776
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Vendor's Lien, Transfer · Conventional Mortgage TRUIST BANK
Dec 1, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 11, 2018	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on File
Deed Sale	Apr 25, 2025 · Amount on File
Prior Sale	Dec 8, 2010 · Amount on File
Deed Document Number	2025154001
Prior Transfer Date	Dec 3, 2010
Prior Transfer Doc	0000520529
Record Updated	Oct 29, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Apr 25, 2025
Property Address	15807 LAKE LOOP DR, CYPRESS, TX 77433-5776
Document Number	0000154001
Map Reference	MF 412059
Instrument Date	Apr 25, 2025
Instrument	2025-154001
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15055 FAIRFIELD MEADOWS DR, CYPRESS, TX 77433-5394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15807 LAKE LOOP DR, CYPRESS, TX 77433-5776

Mortgage

Document Number	0000154002
Date	Apr 25, 2025
Instrument	2025-154002

Lender

Name	TRUIST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15807 LAKE LOOP DR, CYPRESS, TX 77433-5776
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15807 LAKE LOOP DR, CYPRESS, TX 77433-5776

Mortgage

Document Number	2020585740
Date	Dec 1, 2020
Instrument	2020-585740

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Jul 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	15807 LAKE LOOP DR, CYPRESS, TX 77433-5776
Document Number	0000585740
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15807 LAKE LOOP DR CYPRESS TX 774335776, CYPRESS, TX 77433-5776

Mortgage

Document Number	0000585740
Date	Dec 1, 2020
Instrument	585740

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Nov 30, 2048

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	15807 LAKE LOOP DR, CYPRESS, TX 77433-5776
Document Number	0000304468
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15807 LAKE LOOP DR CYPRESS TX 774335776, CYPRESS, TX 77433-5776

Mortgage

Document Number	0000304468
Date	Jul 6, 2018
Instrument	304468

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 15807 Lake Loop Dr was $9,100 with a homeowner's exemption, up 180.8% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,000 (+5.49%) Land $145,387 Building $529,613	$675,000 (+5.49%) Land $145,387 Building $529,613
2025	$9,100.00 (+180.78%) Homeowner's exemption	$639,883 Land $145,387 Building $494,496	$639,883 Land $145,387 Building $494,496
2024	$3,241.00
2023		$576,860 Land $132,379 Building $444,481	$576,860 Land $132,379 Building $444,481
2022	$2,697.00
2020	$2,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15807 Lake Loop Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15807 Lake Loop Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 354 serves 6,588 people · EPA ID TX1012965
Water Source	Purchased groundwater from HARRIS COUNTY MUD 358
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Mar 2016
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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