San Joaquin County property record for 15807 Derby Ln, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,436 sqft · built 1964 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Aug 2014) |
| Tax Bill | $3,641 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-330-180-000 |
| Primary APN | 196-330-180-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,436 sqft Living Area |
| 1st Floor Area | 1,436 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 10,000 sqft (0.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Old Parcel Number | 196-330-18 |
|---|---|
| Street Address | 15807 DERBY LN |
| City | LATHROP |
| State | CA |
| Zip | 95330-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 664 LOT A |
| Legal Subdivision | LATHROP VILLAGE HOMES 01 |
| Legal Tract | 664 |
| Legal Block | 2 |
| Legal Lot Number | A |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 5130 |
15807 Derby Ln is owned and occupied by an individual who bought it in August 2014.
Source: San Joaquin County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15807 DERBY LN, LATHROP, CA 95330-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2024 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Sep 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Dec 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2014 · Amount on File |
| Deed Sale | Aug 27, 2014 · Amount on File |
| Prior Sale | Oct 25, 2012 · Amount on File |
| Deed Document Number | 201484757 |
| Prior Transfer Date | Aug 20, 2014 |
| Prior Transfer Doc | 0000084758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15807 DERBY LN, LATHROP, CA 95330-9756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 15807 DERBY LN, LATHROP, CA 95330-9756 |
| Document Number | 0000029564 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024-029564 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 331 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15807 DERBY LN, LATHROP, CA 95330-9756 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 15807 DERBY LN, LATHROP, CA 95330-9756 |
| Document Number | 0000073805 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023-073805 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 15807 DERBY LN, LATHROP, CA 95330-9756 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 15807 DERBY LN, LATHROP, CA 95330-9756 |
| Document Number | 0000206879 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021-206879 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 15807 Derby Ln was $3,641, up 0.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,641.00 (+0.91%) | ||
| 2025 | $3,608.00 | $288,436 Land $90,134 Building $198,302 | |
| 2023 | $3,552.00 (+1.4%) | $277,237 Land $86,635 Building $190,602 | $423,000 |
| 2022 | $3,503.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15807 Derby Ln in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1983) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15807 Derby Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.
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