15807 Co Rd 3540, Ada, OK 74820 Property Records

Pontotoc County property record for 15807 Co Rd 3540, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,392 sqft · built 1936
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Last Sale	$103,000 (Oct 2017)
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-06-003-006-0-079-00`

Property Details

APN / Parcel Number

Primary APN	`0000-06-003-006-0-079-00`
Alternative APN	`2795`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2007
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	126,324 sqft (2.9 acres)
Garage Type	Mixed
Garage Area	216 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	Deck Area
Patio Area	128 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2795
Street Address	15807 COUNTY ROAD 3540
City	ADA
State	OK
Zip	74820-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N2 NE SE SE BEG. SW/C - N 319'-E 196.01'-S 150'- E 411.4'-S ALONG RWY LINE OF HWY 12 171.5'-W 609.1' TO POB. SEC. 6-3-6 CH
Legal Range	06E
Legal Township	03N
Legal Section	06
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	2
Census Block	2025
Census Tract	89000

Owner

15807 Co Rd 3540 is owned and occupied by two individuals who acquired it in January 2023.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15807 COUNTY ROAD 3540, ADA, OK 74820-3712
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017 · Amount on File
Deed Sale	Oct 19, 2017 · Amount on File
Prior Sale	Feb 14, 2003 · Amount on File
Deed Document Number	20175612
Deed Book / Page	3160 / 311
Last Transfer Date	Jan 26, 2023
Transfer Doc	0000000437
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Oct 19, 2017
Property Address	15807 COUNTY ROAD 3540, ADA, OK 74820-3712
Document Number	003160/311
Book / Page	3160 / 311
Instrument Date	Oct 19, 2017
Instrument	2017-005612
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$154.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1729 LATTA RD, ADA, OK 74820

Mortgage

Document Number	2017005613
Date	Oct 19, 2017
Instrument	2017-005613

Lender

Name	CITIZENS BANK OF ADA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15807 Co Rd 3540 was $1,131 with a homeowner's exemption, down 2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Latta Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,232 (-0.01%) Land $3,133 Building $9,099	$101,939 (-18.37%) Land $26,112 Building $75,827
2025	$1,131.00 (-1.99%) Homeowner's exemption	$12,233 (-) Land $3,551 Building $8,682	$124,873 (-2.09%) Land $36,250 Building $88,623
2024	$1,154.00 (-0.43%) Homeowner's exemption	$12,233 (+0.01%) Land $3,477 Building $8,756	$127,535 (+24.97%) Land $36,250 Building $91,285
2023	$1,159.00 Homeowner's exemption	$12,232 Land $3,296 Building $8,936	$102,049 Land $27,500 Building $74,549

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15807 Co Rd 3540 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15807 Co Rd 3540 is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
360 Broadband Fixed Wireless	400 / 50
Atlink Services Fixed Wireless	100 / 20