Hidalgo County property record for 15805 San Gemma St, La Joya, TX 78560
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.072 acres (3,145 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $161 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| APN | E655501000011501 |
| Primary APN | E655501000011501 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,145 sqft (0.072 acres) |
|---|
| Street Address | 15805 SAN GEMMA ST |
|---|---|
| City | LA JOYA |
| State | TX |
| Zip | 78560 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | ERA MONTE PH 1 LOT 115 (OUTSIDE CITY LIMITS) |
| Legal Subdivision | ERA MONTE PH 1 - SLJ |
| Legal Block | 2 |
| Legal Lot Number | 146 |
| Jurisdiction | HIDALGO TX |
| Township / Civil Division | SULLIVAN CITY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 24211 |
Source: Hidalgo County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2710 CUESTA DEL SOL ST, MISSION, TX 78572-6760 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIDALGO TX |
| Recording Date | Jun 18, 2026 |
| Property Address | 15805 SAN GEMMA ST, PENITAS, TX 78576-1448 |
| Document Number | 0003762338 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20263762338 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VALLEY LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 15805 SAN GEMMA ST, LA JOYA, TX 78560 |
| Investor | Possibly a Property Investor |
| Document Number | 0003762338, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 20263762338 |
| Name | VALLEY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate | 5.71% |
|---|---|
| Max Rate | -1% |
Source: Hidalgo County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hidalgo County |
| Unified School District | La Joya Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,076 (+12.5%) Land $7,076 | $7,076 (+12.5%) Land $7,076 | |
| 2025 | $161.00 (+4.55%) | $6,290 (-) Land $6,290 | $6,290 (-) Land $6,290 |
| 2024 | $154.00 (+27.27%) | ||
| 2023 | $121.00 (-11.03%) | $6,290 Land $6,290 | $6,290 Land $6,290 |
| 2022 | $136.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AGUA SUD serves 53,796 people · EPA ID TX1080022 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Chlorite resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| TWIN Fixed Wireless | 400 / 100 |
| VTX Communications Fixed Wireless | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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