Clackamas County property record for 15804 SE Gemstone Ct, Damascus, OR 97089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,066 sqft · built 2014 |
| Owner | Individual Name on Record |
| Last Sale | $291,555 (Oct 2014) |
| Tax Bill | $7,850 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22E12CD00532 |
| Primary APN | 22E12CD00532 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,066 sqft Living Area |
| Year Built | Built 2014 |
|---|
| Account Number | 05025485 |
|---|---|
| Street Address | 15804 SE GEMSTONE CT |
| City | DAMASCUS |
| State | OR |
| Zip | 97089-8398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION WINDSWEPT WATERS 4 4371 LT 269 |
| Legal Subdivision | WINDSWEPT WATERS |
| Legal Lot Number | 269 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 23202 |
Source: Clackamas County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15804 SE GEMSTONE CT, DAMASCUS, OR 97089-8398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit EMBOLD FEDERAL CREDIT UNION |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITUS COMMUNITY CU |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITUS COMMUNITY CU |
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 2, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2014 · Amount on Record |
| Deed Sale | Oct 29, 2014 · Amount on Record |
| Deed Document Number | 2014-055747 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 15804 SE GEMSTONE CT, DAMASCUS, OR 97089-8398 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 15804 SE GEMSTONE CT, DAMASCUS, OR 97089-8398 |
| Document Number | 0000017673 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2023-017673 |
| Name | EMBOLD FEDERAL CREDIT UNION |
|---|---|
| Address | PORTLAND, OR 97204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 15804 SE GEMSTONE CT, DAMASCUS, OR 97089-8398 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000027950 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 2021-027950 |
| Name | UNITUS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 15804 SE GEMSTONE CT, DAMASCUS, OR 97089-8398 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031196 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2020-031196 |
| Name | UNITUS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 15804 SE GEMSTONE CT, DAMASCUS, OR 97089-8398 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 15804 SE GEMSTONE CT, DAMASCUS, OR 97089-8398 |
| Document Number | 0000075589 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-075589 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 15804 SE GEMSTONE CT, DAMASCUS, OR 97089-8398 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000029489 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 2017-029489 |
| Name | NORTHWEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | EUGENE, OR 97401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clackamas County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Happy Valley City |
| Unified School District | North Clackamas School District 12 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,850.00 (+6.28%) | $351,254 (+6.09%) | $583,770 (+0.15%) Land $238,770 Building $345,000 |
| 2023 | $7,386.00 | $331,092 | $582,914 Land $235,904 Building $347,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNRISE WATER AUTHORITY serves 50,003 people · EPA ID OR4100635 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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