15804 Cusano Pl, Bakersfield, CA 93314 Property Records

Kern County property record for 15804 Cusano Pl, Bakersfield, CA 93314

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,588 sqft · built 2012
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,570 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`463-360-05-00-5`

Property Details

APN / Parcel Number

Primary APN	`463-360-05-00-5`
Alternative APNs	`463-360-05-7` `4633600500` `46336005`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,588 sqft Living Area
Gross Area	4,048 sqft
1st Floor Area	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	110 sqft
Patio Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	463360057
Street Address	15804 CUSANO PL
City	BAKERSFIELD
State	CA
Zip	93314-6657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E 1/4
Legal Description	TRACT 6214 , BLOCK PH1, LOT 23
Legal Subdivision	6214 PH 1
Legal Tract	6214
Legal Block	1
Legal Lot Number	23
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	1
Census Block	1001
Census Tract	3827

Owner

Source: Kern County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15804 CUSANO PL, BAKERSFIELD, CA 93314-6657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage JMJ FINANCIAL GROUP
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JMJ FINANCIAL GROUP
Apr 26, 2021	Intrafamily Transfer, Transfer · FHA Mortgage JMJ FINANCIAL GROUP
May 17, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY
May 17, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021
Deed Sale	Apr 26, 2021
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	202178196
Prior Transfer Date	Apr 19, 2021
Prior Transfer Doc	0000078196
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	15804 CUSANO PL, BAKERSFIELD, CA 93314-6657
Transaction Type	Mortgage
Record Updated	Jul 14, 2023
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15804 CUSANO PL, BAKERSFIELD, CA 93314-6657

Mortgage

Document Number	0000077103
Date	Jul 3, 2023
Instrument	223077103

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	15804 CUSANO PL, BAKERSFIELD, CA 93314-6657
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15804 CUSANO PL, BAKERSFIELD, CA 93314-6657

Mortgage

Document Number	0000223692
Date	Dec 1, 2021
Instrument	221223692

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company
Address	ALISO VIEJO, CA 92656

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Apr 26, 2021
Property Address	15804 CUSANO PL, BAKERSFIELD, CA 93314-6657
Document Number	0000078196
Map Reference	MB 55 PG 133
Instrument Date	Apr 19, 2021
Instrument	221078196
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15804 CUSANO PL, BAKERSFIELD, CA 93314-6657

Mortgage

Document Number	0000078197
Date	Apr 26, 2021
Instrument	221078197

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	May 17, 2018
Property Address	15804 CUSANO PL, BAKERSFIELD, CA 93314-6657
Document Number	0000061382
Instrument Date	Apr 12, 2018
Instrument	61382
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15804 CUSANO PL BAKERSFIELD CA 933146657, BAKERSFIELD, CA 93314-6657

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 17, 2018
Property Address	15804 CUSANO PL, BAKERSFIELD, CA 93314-6657
Document Number	0000061383
Instrument Date	Apr 12, 2018
Instrument	61383
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15804 CUSANO PL BAKERSFIELD CA 933146657, BAKERSFIELD, CA 93314-6657

Mortgage

Document Number	61384
Date	May 17, 2018
Instrument	61384

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2048

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,570.00 (+1.9%)	$412,619 (+4.04%) Land $91,023 Building $321,596
2024	$5,466.00 (+2.53%)
2023	$5,331.00 (+10.65%)	$396,599 Land $87,490 Building $309,109
2022	$4,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAUGHN WC INC private · serves 37,189 people · EPA ID CA1510029
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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