15803 Paddock Dr, Montverde, FL 34756 Property Records

Lake County property record for 15803 Paddock Dr, Montverde, FL 34756

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,426 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$825,000 (Sep 2024)
Tax Bill	$4,587 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-22-26-1510-000-00200`

Property Details

APN / Parcel Number

Primary APN	`10-22-26-1510-000-00200`
Alternative APN	`3667654`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,426 sqft Living Area
1st Floor Area	2,089 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Lot Width	175 ft Width
Garage Type	Finished
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	448 sqft
Porch	Porch
Porch Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3667654
Street Address	15803 PADDOCK DR
City	MONTVERDE
State	FL
Zip	34756-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILS OF MONTVERDE 2ND ADD SUB LOT 2 PB 36 PGS 73-74 ORB 6406 PG 1799
Legal Range	26E
Legal Township	22S
Legal Section	10
Legal Subdivision	TRAILS OF
Legal Tract	1510
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1016
Census Tract	31301

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	15803 PADDOCK DR, MONTVERDE, FL 34756-3334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 30, 2024	Warranty Deed, Transfer LANDCASTLE TITLE GROUP LLC
May 11, 2020	Deed of Trust, Mortgage · Conventional with PMI NP INC
Apr 9, 2019	Warranty Deed, Transfer · Conventional with PMI NP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on Record
Deed Sale	Sep 30, 2024 · Amount on Record
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	2024114934
Deed Book / Page	6406 / 1799
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15803 PADDOCK DR, MONTVERDE, FL 34756-3334
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15803 PADDOCK DR, MONTVERDE, FL 34756-3334

Mortgage

Document Number	0060640960
Date	Dec 9, 2022
Book Page	6064/960
Instrument	2022158471

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 30, 2024
Property Address	15803 PADDOCK DR, MONTVERDE, FL 34756-3334
Document Number	0064061799
Book / Page	6406 / 1799
Map Reference	MB 36 PG 73&74
Instrument Date	Sep 27, 2024
Instrument	2024114934
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	LANDCASTLE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$5,775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 MAPLE FOREST AVE, MINNEOLA, FL 34715-7736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15803 PADDOCK DR, MONTVERDE, FL 34756-3334

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	15803 PADDOCK DR, MONTVERDE, FL 34756-3334
Document Number	0054710944
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15803 PADDOCK DR MONTVERDE FL 347563334, MONTVERDE, FL 34756-3334

Mortgage

Document Number	0054710944
Date	May 15, 2020
Book Page	005471/000944
Instrument	54008

Lender

Name	NP INC
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 9, 2019
Property Address	15803 PADDOCK DR, MONTVERDE, FL 34756-3334
Document Number	0052600088
Book / Page	005260 / 000088
Instrument Date	Apr 5, 2019
Instrument	38545
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	METES AND BOUND TITLE COMPANY, METES & BOUNDS TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15803 PADDOCK DR MONTVERDE FL 347563334, MONTVERDE, FL 34756-3334

Mortgage

Document Number	52610089
Date	Apr 9, 2019
Book Page	005261/000089
Instrument	38546

Lender

Name	NP INC
Address	BOCA RATON, FL

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$613,137 (+91.86%) Land $140,000 Building $473,137	$613,137 (+14.83%) Land $140,000 Building $473,137
2024	$4,587.00 (+6.55%)
2023	$4,305.00 (+6.35%) Homeowner's exemption	$319,580 (+3%)	$533,956 (-) Land $78,000 Building $455,956
2022	$4,048.00 Homeowner's exemption	$310,280	$533,956 Land $78,000 Building $455,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTVERDE WATER DEPARTMENT (2WPS) serves 1,198 people · EPA ID FL3350847
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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