Miami County property record for 1580 W Main St, Troy, OH 45373 · Last verified March 2026
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,024 sqft · built 1978 |
| Lot Size | 0.601 acres (26,180 sqft) |
| Owner | Company Name on File |
| Last Sale | $950,000 (Mar 2023) |
| Tax Bill | $12,185 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-101818 |
| Primary APN | D08-101818 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,024 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2023 |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 26,180 sqft (0.601 acres) |
| Canopy | 1,158 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 1580 W MAIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-2565 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | IN LOT 7828 PEOPLES WESTSIDE |
| Legal Subdivision | PEOPLES WESTSIDE |
| Legal Lot Number | 7828 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 365002 |
Source: Miami County records · APN D08-101818
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1580 W MAIN ST, TROY, OH 45373-2565 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 05, 2025 | Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK |
| Mar 27, 2023 | Limited Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 27, 2023 · Amount on Record |
| Deed Sale | Mar 27, 2023 · Amount on Record |
| Deed Document Number | 2023OR-03108 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1580 W MAIN ST, TROY, OH 45373-2565 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2629 STONEBRIDGE DR, TROY, OH 45373-5423 |
| Document Number | 0000014081 |
|---|---|
| Date | Dec 05, 2025 |
| Instrument | 2025OR-14081 |
| Name | THE FARMERS & MERCHANTS STATE BANK |
|---|---|
| Type | Bank |
| Address | 307 N DEFIANCE ST, ARCHBOLD, OH 43502 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Mar 27, 2023 |
| Property Address | 1580 W MAIN ST, TROY, OH 45373-2565 |
| Document Number | 0000003108 |
| Map Reference | MB 16 PG 134 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 2023OR-03108 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2629 STONEBRIDGE, TROY, OH 45373-5423 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,185.00 (+49.91%) | $244,590 (+76.33%) Land $84,740 Building $159,850 | $698,800 (+76.33%) Land $242,100 Building $456,700 |
| 2024 | $8,128.00 (+2.15%) | $138,710 (-) Land $70,560 Building $68,150 | |
| 2023 | $7,957.00 (+8.66%) | $138,710 (-) Land $70,560 Building $68,150 | $396,300 (-) Land $201,600 Building $194,700 |
| 2022 | $7,323.00 | $138,710 Land $70,560 Building $68,150 | $396,300 Land $201,600 Building $194,700 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391093650024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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