1580 Union St, Oneida, NY 13421 Property Records

Madison County and Oneida City property record for 1580 Union St, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,128 sqft · built 1959
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$87,050 (Oct 2015)
Tax Bill	$3,696 (2026)
Deeds & Mortgages	Apr 2020 Mortgage
APN	`251289 47.-1-57`

Property Details

APN / Parcel Number

Primary APN	`251289 47.-1-57`
Alternative APNs	`128904700000010570000000` `251289 47.-3-4` `OUTSIDE`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1580 UNION ST
City	ONEIDA
State	NY
Zip	13421-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	FORMERLY 175 UNION
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	MADISON NY
Township / Civil Division	ONEIDA
Census Block Group	3
Census Block	3018
Census Tract	30103

Owner

Source: Madison County and Oneida City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1580 UNION ST, ONEIDA, NY 13421-4310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2015 · Amount on Record
Deed Sale	Oct 14, 2015 · Amount on Record
Prior Sale	Aug 19, 2011 · Amount on Record
Deed Book / Page	2015 / 6291
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NY
Property Address	1580 UNION ST, ONEIDA, NY 13421-4310
Document Number	0000001897
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	LEATHERSTOCKING ABSTRACT, LEATHERSTOCKING ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 UNION ST ONEIDA NY 134214310, ONEIDA, NY 13421-4310

Mortgage

Document Number	0000001897
Date	Apr 27, 2020
Instrument	1897

Lender

Name	ACCESS FCU
Address	CLINTON, NY 13323

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

Source: Madison County and Oneida City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Madison County
Municipality	Oneida City
Unified School District	Sherrill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,696.00 (+212.43%) Homeowner's exemption Senior Citizen's exemption
2025	$1,183.00	$100,000 (-) Land $5,800 Building $94,200	$140,845 (+7.04%) Land $8,169 Building $132,676
2023		$100,000 Land $5,800 Building $94,200	$131,579 Land $7,632 Building $123,947

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA CITY serves 11,393 people · EPA ID NY2602381
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000