1580 Tom Joye Rd, Clover, SC 29710 Property Records

York County property record for 1580 Tom Joye Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,100 sqft · built 1950
Lot Size	1.86 acres (81,414 sqft)
Owner	Individual Name on File
Tax Bill	$863 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`362-00-00-004`

Property Details

APN / Parcel Number

Primary APN	`362-00-00-004`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	2,100 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	81,414 sqft (1.86 acres)
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Location & Zoning

Street Address	1580 TOM JOYE RD
City	CLOVER
State	SC
Zip	29710-7602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCII
Legal Description	OFF HWY 414
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2021
Census Tract	61802

Owner

1580 Tom Joye Rd is owned and occupied by an individual who acquired it in November 2009.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1580 TOM JOYE RD, CLOVER, SC 29710-7602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAMILY TRUST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 4, 2009
Transfer Doc	1110500310
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Recording Date	Jun 1, 2026
Property Address	1580 TOM JOYE RD, CLOVER, SC 29710-7602
Document Number	2261100200
Book / Page	22611 / 200
Instrument Date	May 22, 2026
Instrument	202618899
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 TOM JOYE RD, CLOVER, SC 29710-7602

Mortgage

Document Number	0000018899,
Date	Jun 1, 2026
Book Page	22611/200
Instrument	202618899

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1580 TOM JOYE RD, CLOVER, SC 29710-7602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1685700268
Date	Mar 5, 2018
Book Page	16857/268
Instrument	201800008961

Lender

Name	FAMILY TRUST FCU
Type	Credit Union
Address	ROCK HILL, SC 29731

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1580 Tom Joye Rd was $863.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$863.00	$6,875 Land $1,210 Building $5,665	$215,900 Land $38,000 Building $177,900
2023	$795.00	$5,978 Land $788 Building $5,190	$154,716 Land $20,400 Building $134,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1580 Tom Joye Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1580 Tom Joye Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINEHAVEN S/D private · serves 81 people · EPA ID SC4650037
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	YORK COUNTY WEST WD
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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