Indian River County property record for 1580 Saint Davids Ln, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,307 sqft · built 1993 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $745,000 (Feb 2026) |
| Tax Bill | $8,597 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-39-23-00010-0000-00041.0 |
| Primary APN | 32-39-23-00010-0000-00041.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,307 sqft Living Area |
| Gross Area | 2,795 sqft |
| 1st Floor Area | 2,307 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 118 ft deep x 63.1 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 488 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 640 sqft |
| Porch | Porch |
| Porch Area | 334 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1580 SAINT DAVIDS LN |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32967-7315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-6 |
| Legal Description | GRAND HARBOR PLAT 11-ST DAVID ISLAND III LOT 41 PBI 13-97 |
| Legal Range | 39E |
| Legal Township | 32S |
| Legal Section | 23 |
| Legal Subdivision | GRAND HARBOR PLAT ELEVEN-ST DAVIDS ISLAN |
| Legal Lot Number | 41 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 50306 |
Source: Indian River County assessment roll, APN 32-39-23-00010-0000-00041.0, as of December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12723 MOREHEAD, CHAPEL HILL, NC 27517-8442 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2026 · Amount on Record |
| Deed Sale | Feb 26, 2026 · Amount on Record |
| Prior Sale | Jul 18, 2022 · Amount on Record |
| Deed Document Number | 20268841 |
| Deed Book / Page | 3840 / 1916 |
| Prior Transfer Date | Sep 20, 2024 |
| Prior Transfer Doc | 0037292408 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 26, 2026 |
| Property Address | 1580 SAINT DAVIDS LN, VERO BEACH, FL 32967-7315 |
| Document Number | 0038401916 |
| Book / Page | 3840 / 1916 |
| Map Reference | MB 13 PG 97 |
| Instrument Date | Feb 26, 2026 |
| Instrument | 3120260008841 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,215.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4304 SUMMER BREEZE TER, VERO BEACH, FL 32967-1835 |
| Name | Verified Name |
|---|---|
| Address | 12723 MOREHEAD, CHAPEL HILL, NC 27517-8442 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 18, 2022 |
| Property Address | 1580 SAINT DAVIDS LN, VERO BEACH, FL 32967-7315 |
| Document Number | 0035570387 |
| Book / Page | 3557 / 387 |
| Map Reference | MB 13 PG 97 |
| Instrument Date | Jul 18, 2022 |
| Instrument | 3120220044908 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4107 BASKET OAK CIRCLE, 4107, VERO BEACH, FL 32967 |
| Name | Verified Name |
|---|---|
| Address | 1580 SAINT DAVIDS LN, VERO BEACH, FL 32967-7315 |
| Document Number | 0003557390 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 3557/390 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2037 |
Source: Indian River County assessment roll as of December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,597.00 (+9.89%) | $625,883 (+5.99%) | $714,566 (+21%) Land $115,796 Building $598,770 |
| 2023 | $7,823.00 (+47.83%) | $590,528 (+45.21%) Land $69,478 Building $521,050 | $590,528 (+38.93%) Land $69,478 Building $521,050 |
| 2022 | $5,292.00 | $406,658 | $425,060 Land $49,213 Building $375,847 |
Source: FEMA National Flood Hazard Layer, Indian River County (12061C), as of May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610503062, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 269 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 805 units insured incl. 536 condo units |
| Nearby Flood Claims | 44 (2004–2017) |
| Claims Outside the SFHA | 36 of 44 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 194 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL3314052, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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