1580 Saddle Ridge Dr, Evergreen, CO 80439 Property Records

Clear Creek County property record for 1580 Saddle Ridge Dr, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,102 sqft · built 1980
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$1,194,500 (Sep 2023)
Tax Bill	$4,651 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2019 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1963-101-01-002`

Property Details

APN / Parcel Number

Primary APN	`1963-101-01-002`
Alternative APN	`R012156`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,102 sqft Living Area
Basement Area	1,067 sqft
Finished Basement	1,067 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	135,036 sqft (3.1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	712 sqft
Patio Area	712 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	R012156
Street Address	1580 SADDLE RIDGE DR
City	EVERGREEN
State	CO
Zip	80439-4934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: SADDLEBACK HEIGHTS LOT: 7 & IMPS
Legal Subdivision	SADDLEBACK HEIGHTS
Legal Lot Number	7
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	3
Census Block	3062
Census Tract	14702

Owner

1580 Saddle Ridge Dr is owned and occupied by two individuals who bought it in September 2023.

Source: Clear Creek County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1580 SADDLE RIDGE DR, EVERGREEN, CO 80439-4934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Special Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 31, 2019	Special Warranty Deed, Transfer · Line of Credit MERCHANTS MORTGAGE & TRUST CORP
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage PFG FUND IV LLC
Jun 14, 2017	Grant Deed, Transfer ASSURED TITLE, ASSURED TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Oct 15, 2020 · Amount on File
Deed Document Number	2023310595
Deed Book / Page	1049 / 313
Prior Transfer Date	Sep 21, 2007
Prior Transfer Doc	0007800585
Record Updated	Jun 8, 2026

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Sep 18, 2023
Property Address	1580 SADDLE RIDGE DR, EVERGREEN, CO 80439-4934
Document Number	0010490313
Book / Page	1049 / 313
Instrument Date	Sep 15, 2023
Instrument	310595
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1580 SADDLE RIDGE DR, EVERGREEN, CO 80439-4934

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1580 SADDLE RIDGE DR, EVERGREEN, CO 80439-4934

Mortgage

Document Number	0000310596
Date	Sep 18, 2023
Instrument	310596

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	May 31, 2019
Property Address	1580 SADDLE RIDGE DR, EVERGREEN, CO 80439-4934
Document Number	0009650504
Book / Page	00965 / 0504
Instrument Date	May 24, 2019
Instrument	291591
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FITCO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 SADDLE RIDGE DR, EVERGREEN, CO 80439-4934
Investor	Possibly a Property Investor

Mortgage

Document Number	0000291592
Date	May 31, 2019
Instrument	291592

Lender

Name	MERCHANTS MORTGAGE & TRUST CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	2 Months
Due	Jul 1, 2019

Interest

Rate	10%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	1580 SADDLE RIDGE DR, EVERGREEN, CO 80439-4934
Document Number	0009400560
Book / Page	000940 / 000560
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10200 W 44TH AVE #303 WHEAT RIDGE CO 800332840, 303, WHEAT RIDGE, CO 80033-2840

Mortgage

Document Number	0009400560
Date	Oct 10, 2017
Book Page	000940/000560
Instrument	285709

Lender

Name	PFG FUND IV LLC
Address	WHEAT RIDGE, CO 80033

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Jun 14, 2017
Property Address	1580 SADDLE RIDGE DR, EVERGREEN, CO 80439-4934
Document Number	0009350499
Book / Page	000935 / 000499
Instrument Date	Jun 6, 2017
Instrument	284484
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10200 W 44TH AVE #303 WHEAT RIDGE CO 800332840, 303, WHEAT RIDGE, CO 80033-2840

Tax Assessment & Valuation

The 2025 property tax bill for 1580 Saddle Ridge Dr was $4,651.

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,651.00	$59,110 Land $2,510 Building $56,600	$945,670 Land $40,100 Building $905,570
2023	$4,411.00 (+13.07%)	$60,750 (+14.19%) Land $2,530 Building $58,220	$906,740 (+18.46%) Land $37,810 Building $868,930
2022	$3,901.00	$53,200 Land $2,790 Building $50,410	$765,470 Land $40,100 Building $725,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1580 Saddle Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1580 Saddle Ridge Dr is very high, ranking above 90% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Clear Creek Broadband Fixed Wireless	50 / 10

May also be available: CenturyLink, Rise Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddle Ridge Dr

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