Polk County property record for 1580 S Floral Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,505 sqft · built 1963 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $248,500 (Apr 2026) |
| Tax Bill | $2,724 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-07-406000-000031 |
| Primary APN | 25-30-07-406000-000031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,505 sqft Living Area |
| 1st Floor Area | 1,505 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 135 ft deep x 105 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 441 sqft |
| Carport | Carport |
| Carport Area | 441 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 91 sqft |
| Shed | 1 Shed |
| Utility Building | 105 sqft |
| Street Address | 1580 S FLORAL AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-6921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TODDS SUB PB 1 PG 104 S7/8 T30 R25 LOTS 3 W 135 FT OF S 45 FT & W 135 FT OF 4 |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 07 |
| Legal Subdivision | TODDS SUBDIVISION |
| Legal Tract | 406000 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 15102 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 141 NEPTUNE WAY, MACON, GA 31211-7405 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 14, 2026 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Apr 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 18, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Document Number | 202687176 |
| Deed Book / Page | 13955 / 1275 |
| Prior Transfer Date | Mar 15, 2021 |
| Prior Transfer Doc | 0000069386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 14, 2026 |
| Property Address | 1580 S FLORAL AVE, BARTOW, FL 33830-6921 |
| Document Number | 0000087176 |
| Book / Page | 13955 / 1275 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.87176 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175,689.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 141 NEPTUNE WAY, MACON, GA 31211-7405 |
| Document Number | 0000087177, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 13955/1277 |
| Instrument | 2026.87177 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 15, 2021 |
| Property Address | 1580 S FLORAL AVE, BARTOW, FL 33830-6921 |
| Document Number | 0000095791 |
| Book / Page | 11669 / 1152 |
| Map Reference | MB 1 PG 104 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2021095791 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | FLORIDA PROFESSIONAL TITLE INC, FLORIDA PROFESSIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1155 LUKE AVE, 1155, BARTOW, FL 33830-3018 |
| Name | Verified Name |
|---|---|
| Address | 1580 S FLORAL AVE, BARTOW, FL 33830-6921 |
| Document Number | 0116691153 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 11669/1153 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 18, 2021 |
| Property Address | 1580 S FLORAL AVE, BARTOW, FL 33830-6921 |
| Document Number | 0000069386 |
| Book / Page | 11628 / 25 |
| Map Reference | MB 68 PG 30-38 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021069386 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 210 JUDD FORK RD, 210, PRIMROSE, KY 41311-9405 |
| Name | Verified Name |
|---|---|
| Address | 2055 S HAROLD DRIVE #263 # 263, 263, BARTOW, FL 33830 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,015 (+2.7%) | $216,446 (+2.06%) Land $33,800 Building $182,646 | |
| 2025 | $2,724.00 (-10.95%) Homeowner's exemption | $192,809 (+5.99%) | $212,068 (-0.42%) Land $33,800 Building $178,268 |
| 2024 | $3,059.00 (+5.66%) | ||
| 2023 | $2,895.00 (+14.84%) Homeowner's exemption | $181,917 (+3%) | $212,958 (+20.58%) Land $32,500 Building $180,458 |
| 2022 | $2,521.00 Homeowner's exemption | $176,618 Land $24,875 Building $151,743 | $176,618 Land $24,875 Building $151,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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