1580 S 3rd St, Niles, MI 49120 Property Records

Berrien County property record for 1580 S 3rd St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,016 sqft · built 2002
Lot Size	3.01 acres (131,116 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Jul 2023)
Tax Bill	$6,971 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jul 2023 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`14-0102-0030-02-3`

Property Details

APN / Parcel Number

Primary APN	`14-0102-0030-02-3`
Alternative APN	`11-14-0102-0030-02-3`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	131,116 sqft (3.01 acres)
Lot Dimensions	863 ft deep x 151 ft wide
Garage Area	978 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1580 S 3RD ST
City	NILES
State	MI
Zip	49120-4027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	BEG AT CEN SEC 2 T8S R17W TH S 151.8' TH N89DEG39'25''W 339.72' TH N14DEG01'25''E 439.1' TH N52DEG25' 25''E 60.82' TH N86DEG38'15''E 184.12' TO NS1/4 LN TH S 324.15' TO POB
Legal Range	17W
Legal Township	08S
Legal Section	02
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2027
Census Tract	21000

Owner

1580 S 3rd St is owned and occupied by an individual who acquired it in August 2023.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1580 S 3RD ST, NILES, MI 49120-4027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Intrafamily Transfer, Transfer
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Jul 6, 1998 · Amount on File
Deed Document Number	2023385711
Deed Book / Page	3408 / 4126
Last Transfer Date	Aug 17, 2023
Transfer Doc	03410/1160
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 18, 2023
Property Address	1580 S 3RD ST, NILES, MI 49120-4027
Document Number	03410/1160
Book / Page	3410 / 1160
Instrument Date	Aug 17, 2023
Instrument	2023387118
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1580 S 3RD ST, NILES, MI 49120-4027

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1580 S 3RD ST, NILES, MI 49120-4027

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 31, 2023
Property Address	1580 S 3RD ST, NILES, MI 49120-4027
Document Number	03408/4126
Book / Page	3408 / 4126
Instrument Date	Jul 21, 2023
Instrument	2023385711
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 S 3RD ST, NILES, MI 49120-4027

Mortgage

Document Number	2023385712
Date	Jul 31, 2023
Instrument	2023385712

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	67 Months
Due	Feb 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1580 S 3rd St was $6,971 with a homeowner's exemption, down 10.4% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,900 (+6.17%)	$505,800 (+6.17%)
2025	$6,971.00 (-10.4%) Homeowner's exemption	$238,200	$476,400
2024	$7,780.00
2023		$225,000 (+10.4%)	$450,000 (+10.4%)
2022	$4,474.00 (+7.11%) Homeowner's exemption	$203,800	$407,600
2021	$4,177.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1580 S 3rd St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1981–2008)
Most Recent Claim	Oct 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1580 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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