St. Clair County property record for 1580 Melody Ct, Saint Clair, MI 48079
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,568 sqft |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,450 (Dec 2014) |
| Tax Bill | $2,151 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-200-0020-000 |
| Primary APN | 74-30-200-0020-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 165 ft deep x 68.7 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1580 MELODY CT |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-3510 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 152 BLUE RIVER GARDENS SUB NO 2 T5NR17E |
| Legal Subdivision | BLUE RIVER GARDENS SUB |
| Legal Lot Number | 152 |
| Legal Unit | 152 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 640100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1580 MELODY CT, SAINT CLAIR, MI 48079-3510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2018 | Deed of Trust, Mortgage · FHA Mortgage HOWARD BANK |
| Oct 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2014 · Amount on Record |
| Deed Sale | Dec 8, 2014 · Amount on Record |
| Prior Sale | Oct 10, 2012 · Amount on Record |
| Deed Document Number | 201427060 |
| Deed Book / Page | 4560 / 601 |
| Prior Transfer Date | Jan 26, 2012 |
| Prior Transfer Doc | 004220/532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1580 MELODY CT, SAINT CLAIR, MI 48079-3510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004932992 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 4932/992 |
| Instrument | 2018007338 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1580 MELODY CT, SAINT CLAIR, MI 48079-3510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1580 MELODY CT, SAINT CLAIR, MI 48079-3510 |
| Document Number | 0005429852 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 5429/852 |
| Instrument | 2021027991 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Oct 1, 2047 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,900 (-4.99%) | $205,800 (-4.99%) | |
| 2025 | $2,151.00 (+5.65%) Homeowner's exemption | $108,300 (+12.23%) | |
| 2024 | $2,036.00 (+10.41%) | $216,600 (+12.23%) | |
| 2023 | $96,500 | ||
| 2022 | $1,844.00 | $193,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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