1580 Main St, Readfield, ME 04355 Property Records

Kennebec County and Readfield Town property record for 1580 Main St, Readfield, ME 04355

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,080 sqft · built 1903
Lot Size	1.68 acres (73,181 sqft)
Owner	2 Individual Names on File
Last Sale	$223,100 (Oct 2019)
Tax Bill	$5,186 (2025)
Deeds & Mortgages	Feb 2022 Refinance Oct 2012 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`RFLD M:106 L:028`

Property Details

APN / Parcel Number

Primary APN	`RFLD M:106 L:028`
Alternative APNs	`M:013 L:017` `37`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	14 Rooms
Building Area	2,080 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Other
Lot Area	73,181 sqft (1.68 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	37
Street Address	1580 MAIN ST
City	READFIELD
State	ME
Zip	04355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	28
Jurisdiction	READFIELD ME
Township / Civil Division	READFIELD
Census Block Group	1
Census Block	1009
Census Tract	15000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Readfield Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1580 MAIN ST, READFIELD, ME 04355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Oct 5, 2012	Deed of Trust, Mortgage · Commercial Mortgage SKOWHEGAN SB
May 13, 2005	Deed of Trust, Mortgage · Line of Credit MERRILL MERCHANTS BK
Apr 22, 2015	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES UNITED BANK
Jan 31, 2013	Deed of Trust, Mortgage · Commercial Mortgage SKOWHEGAN SB
Jan 31, 2013	Deed of Trust, Mortgage · Commercial Mortgage SKOWHEGAN SB
Mar 7, 2005	Deed of Trust, Mortgage · Commercial Mortgage MERRILL MERCHANTS BK
Mar 13, 2008	Deed of Trust, Mortgage · Commercial Mortgage MERRILL MERCHANTS BK
Oct 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Deed Book / Page	13360 / 289
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1580 MAIN ST, READFIELD, ME 04355
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004350
Date	Feb 23, 2022
Book Page	14362/183
Instrument	2022004350

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1580 MAIN ST, READFIELD, ME 04355
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026361
Date	Oct 5, 2012
Book Page	11185/0345
Instrument	000000026361

Lender

Name	SKOWHEGAN SB

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1580 MAIN ST, READFIELD, ME 04355
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012560
Date	May 13, 2005
Book Page	08407/0156
Instrument	000000012560

Lender

Name	MERRILL MERCHANTS BK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	May 13, 2008

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1580 MAIN ST, READFIELD, ME 04355
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007924
Date	Apr 22, 2015
Book Page	11961/0139
Instrument	000000007924

Lender

Name	PEOPLES UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1580 MAIN ST, READFIELD, ME 04355
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002220
Date	Jan 31, 2013
Book Page	11292/0147
Instrument	000000002220

Lender

Name	SKOWHEGAN SB

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1580 MAIN ST, READFIELD, ME 04355
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002219
Date	Jan 31, 2013
Book Page	11292/0140
Instrument	000000002219

Lender

Name	SKOWHEGAN SB

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1580 MAIN ST, READFIELD, ME 04355
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005737
Date	Mar 7, 2005
Book Page	08325/0332
Instrument	000000005737

Lender

Name	MERRILL MERCHANTS BK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READFIELD ME
Property Address	1580 MAIN ST, READFIELD, ME 04355
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005744
Date	Mar 13, 2008
Book Page	09665/0139
Instrument	000000005744

Lender

Name	MERRILL MERCHANTS BK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	READFIELD ME
Recording Date	Oct 9, 2019
Property Address	1580 MAIN ST, READFIELD, ME 04355
Document Number	2019023527
Book / Page	13360 / 289
Instrument Date	Oct 7, 2019
Instrument	2019023527
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 MAIN ST, READFIELD, ME 04355

Mortgage

Document Number	2019023528
Date	Oct 9, 2019
Instrument	2019023528

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Kennebec County and Readfield Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Readfield Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,186.00 (+3.7%)	$430,100 (+15.15%) Land $46,900 Building $383,200
2024	$5,001.00 (+7.62%)	$373,500 (+13.8%) Land $40,700 Building $332,800
2023	$4,647.00 (+38.51%)	$328,200 (+11.52%) Land $35,800 Building $292,400
2022	$3,355.00	$294,300 Land $32,100 Building $262,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures