Flagler County property record for 1580 Lambert Ave, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 5,589 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,199,000 (Jul 2023) |
| Tax Bill | $36,714 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7096-00000-0090 |
| Primary APN | 07-11-31-7096-00000-0090 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 3 Stories |
| Building Area | 5,589 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 117 ft Width |
| Driveway | Driveway |
| Driveway Area | 6,232 sqft |
| Pool Area | 448 sqft |
|---|---|
| Boat Access | Boat Access |
| Boat House | 280 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1580 LAMBERT AVE |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAMBERT AVE II LOT 9 OR BOOK 113 PAGE 369 OR BOOK 173 PAGE 403 OR 197 PG 647 OR 249 PG 210 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | LAMBERT AVE UNIT 02 |
| Legal Lot Number | 9 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 60301 |
Source: Flagler County records · APN 07-11-31-7096-00000-0090
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1580 LAMBERT AVE, FLAGLER BEACH, FL 32136-3009 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 26, 2023 | Warranty Deed, Transfer · Seller Carry-Back TERRY DEAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on Record |
| Deed Sale | Jul 26, 2023 · Amount on Record |
| Deed Document Number | 2023032176 |
| Deed Book / Page | 2799 / 1276 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 1580 LAMBERT AVE, FLAGLER BEACH, FL 32136-3009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1580 LAMBERT AVE, FLAGLER BEACH, FL 32136-3009 |
| Document Number | 0028180926 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 2818/926 |
| Instrument | 2023044130 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 26, 2023 |
| Property Address | 1580 LAMBERT AVE, FLAGLER BEACH, FL 32136-3009 |
| Document Number | 0027991276 |
| Book / Page | 2799 / 1276 |
| Map Reference | MB 22 PG 56 |
| Instrument Date | Jul 24, 2023 |
| Instrument | 2023032176 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2023 |
| Title Company | PIONEER TITLE COMPANY, PIONEER TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,393.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1580 LAMBERT AVE, FLAGLER BEACH, FL 32136-3009 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 162 ISLAND ESTATES PKWY, PALM COAST, FL 32137-2205 |
| Document Number | 0027991278 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2799/1278 |
| Name | TERRY DEAL |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Oct 23, 2023 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,714.00 (+232.77%) | $1,914,211 (+217.63%) Land $435,823 Building $1,478,388 | $1,914,211 (+19.45%) Land $435,823 Building $1,478,388 |
| 2023 | $11,033.00 (+2.44%) Homeowner's exemption | $602,655 (+3%) | $1,602,572 (+3.42%) Land $388,707 Building $1,213,865 |
| 2022 | $10,770.00 Homeowner's exemption | $585,102 | $1,549,504 Land $388,707 Building $1,160,797 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 257 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 257 in force |
| Nearby Flood Claims | 38 (2016–2024) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 48 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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