1580 Iron Horse Rd, Eugene, OR 97402 Property Records

Lane County property record for 1580 Iron Horse Rd, Eugene, OR 97402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 2002
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jun 2026)
Tax Bill	$4,327 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`17-04-20-23-04200-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-20-23-04200-000`
Alternative APNs	`1704202304200` `1673951`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	1,952 sqft
1st Floor Area	1,552 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1673951
Street Address	1580 IRON HORSE RD
City	EUGENE
State	OR
Zip	97402-7518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION PLAT HARVEST RIDGE FOURTH ADDITION LOT 203 TL 04200
Legal Range	04
Legal Township	17
Legal Section	20
Legal Subdivision	HARVEST RIDGE
Legal Lot Number	203
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	2
Census Block	2000
Census Tract	2506

Owner

1580 Iron Horse Rd is owned and occupied by an individual who bought it in June 2026.

Source: Lane County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1580 IRON HORSE RD, EUGENE, OR 97402-7518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jul 14, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Prior Sale	Oct 25, 2021 · Amount on File
Deed Document Number	202619931
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	0000024521
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 22, 2026
Property Address	1580 IRON HORSE RD, EUGENE, OR 97402-7518
Document Number	0000019931
Instrument Date	Jun 21, 2026
Instrument	202619931
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 IRON HORSE RD, EUGENE, OR 97402-7518

Mortgage

Document Number	0000019932,
Date	Jun 22, 2026
Instrument	202619932

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Oct 25, 2021
Property Address	1580 IRON HORSE RD, EUGENE, OR 97402-7518
Document Number	0000067640
Instrument Date	Oct 25, 2021
Instrument	2021-067640
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 IRON HORSE RD, EUGENE, OR 97402-7518

Mortgage

Document Number	0000067641
Date	Oct 25, 2021
Instrument	2021-067641

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 14, 2021
Property Address	1580 IRON HORSE RD, EUGENE, OR 97402-7518
Document Number	0000046617
Map Reference	FILE 75 SL 113&1136
Instrument Date	Jul 14, 2021
Instrument	2021-046617
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28024 BUCKSKIN DR, EUGENE, OR 97402-9421

Tax Assessment & Valuation

The 2025 property tax bill for 1580 Iron Horse Rd was $4,327.

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Bethel School District 52 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,327.00	$248,815	$414,176 Land $81,408 Building $332,768
2023	$4,095.00 (+4.28%)	$234,533 (+3%)	$405,036 (+2.24%) Land $69,733 Building $335,303
2022	$3,927.00	$227,702	$396,148 Land $81,408 Building $314,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1580 Iron Horse Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1580 Iron Horse Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DFN, Hunter Communications.

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