San Diego County property record for 1580 Cove Ct, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,504 sqft · built 1979 |
| Lot Size | 0.319 acres (13,915 sqft) |
| Owner | Individual Name on File |
| Last Sale | $457,000 (Jul 2014) |
| Tax Bill | $6,229 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 226-680-14-00 |
| Primary APN | 226-680-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,504 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 13,915 sqft (0.319 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1580 COVE CT |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-3528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-10 |
| Legal Description | LOT 14 TR 008805 |
| Legal Subdivision | DEAL ESTATES |
| Legal Tract | 008805 |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20025 |
1580 Cove Ct is owned and occupied by an individual who bought it in July 2014.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1580 COVE CT, SAN MARCOS, CA 92069-3528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB |
| Aug 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2014 · Amount on File |
| Deed Sale | Jul 29, 2014 · Amount on File |
| Prior Sale | Jun 5, 1996 · Amount on File |
| Deed Document Number | 2014320751 |
| Prior Transfer Date | Jul 18, 1995 |
| Prior Transfer Doc | 0000311581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1580 COVE CT, SAN MARCOS, CA 92069-3528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000488156 |
|---|---|
| Date | Oct 20, 2017 |
| Instrument | 2017-0488156 |
| Name | PROVIDENT SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, CA 92506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1580 COVE CT, SAN MARCOS, CA 92069-3528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000476700 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020-0476700 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 1580 Cove Ct was $6,229 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $560,096 (+2%) Land $172,322 Building $387,774 | |
| 2025 | $6,229.00 Homeowner's exemption | $549,115 Land $168,944 Building $380,171 |
| 2023 | $5,789.00 (+1.4%) Homeowner's exemption | $527,794 Land $162,385 Building $365,409 |
| 2022 | $5,709.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1580 Cove Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1580 Cove Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: AT&T, GeoLinks, Spectrum, T-Mobile, Verizon.
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