Cherokee County property record for 1580 Co Rd 79, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 2,800 sqft · built 1988 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Dec 2022) |
| Tax Bill | $1,208 (2026) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Nov 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-02-04-0-000-085.001 |
| Primary APN | 13-14-02-04-0-000-085.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,800 sqft Living Area |
| 1st Floor Area | 2,800 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 576 sqft |
| Deck Area | 336 sqft |
| Account Number | 216537 |
|---|---|
| Street Address | 1580 COUNTY ROAD 79 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6-9 & TR C RE-SUB LYNNE WOOD TR C 5/1 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 04 |
| Legal Subdivision | RE-SUB LYNNE WOOD TRACT C |
| Legal Tract | C-CC5 |
| Legal Lot Number | 6-9 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 956000 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1580 COUNTY ROAD 79, CENTRE, AL 35960-6624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE |
| Feb 9, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Dec 5, 2022 | Survivorship Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2022 · Amount on Record |
| Deed Sale | Dec 5, 2022 · Amount on Record |
| Prior Sale | Nov 26, 2012 |
| Deed Document Number | 2022227237 |
| Prior Transfer Date | Dec 29, 2010 |
| Prior Transfer Doc | 0000167624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1580 COUNTY ROAD 79, CENTRE, AL 35960-6624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000232378 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 232378 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1580 COUNTY ROAD 79, CENTRE, AL 35960-6624 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1580 COUNTY ROAD 79, CENTRE, AL 35960-6624 |
| Document Number | 0000241262 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 241262 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1580 COUNTY ROAD 79, CENTRE, AL 35960-6624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000232378 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 232378 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2044 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Dec 5, 2022 |
| Property Address | 1580 COUNTY ROAD 79, CENTRE, AL 35960-6624 |
| Document Number | 0000227237 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 227237 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 WILLOW TRCE, CENTRE, AL 35960-7759 |
| Name | Verified Name |
|---|---|
| Address | 1580 COUNTY ROAD 79, CENTRE, AL 35960-6624 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,208.00 (+7.28%) | ||
| 2025 | $1,126.00 (-52.23%) Homeowner's exemption | $5,540 (-49.91%) Land $3,900 Building $1,640 | $280,700 (-) Land $39,000 Building $241,700 |
| 2024 | $2,357.00 (+117,75%) | $11,060 (+18,333.33%) Land $7,800 Building $3,260 | $280,700 (+93,466.67%) Land $39,000 Building $241,700 |
| 2023 | $2.00 Additional exemption filed | $60 | $300 Building $300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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