1580 16th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1580 16th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,771 sqft · built 1982
Lot Size	0.144 acres (6,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,653 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-411-030`

Property Details

APN / Parcel Number

Primary APN	`038-411-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,771 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Block
Construction Type	Wood
Lot Area	6,250 sqft (0.144 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	1580 16TH ST
City	LOS OSOS
State	CA
Zip	93402-1819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TN EL MORO BL 84 LTS 32 & 33
Legal Subdivision	EL MORO
Legal Block	84
Legal Lot Number	32,33
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2011
Census Tract	10703

Owner

1580 16th St is owned and occupied by two individuals who acquired it in November 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1580 16TH ST, LOS OSOS, CA 93402-1819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Intrafamily Transfer, Transfer · VA Mortgage CENTRAL COAST LENDING INC
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage CENTRAL COAST LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023
Deed Sale	Nov 28, 2023
Prior Sale	Jun 30, 2000 · Amount on File
Deed Document Number	202335586
Prior Transfer Date	Nov 20, 2023
Prior Transfer Doc	0000035586
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 28, 2023
Property Address	1580 16TH ST, LOS OSOS, CA 93402-1819
Document Number	0000035586
Map Reference	MB A PG 81
Instrument Date	Nov 20, 2023
Instrument	2023035586
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1580 16TH ST, LOS OSOS, CA 93402-1819

Mortgage

Document Number	0000035587
Date	Nov 28, 2023
Instrument	2023035587

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1580 16TH ST, LOS OSOS, CA 93402-1819
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 16TH ST, LOS OSOS, CA 93402-1819

Mortgage

Document Number	0000058738
Date	Oct 20, 2020
Instrument	2020058738

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company
Address	MORRO BAY, CA 93442

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1580 16th St was $5,653.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$387,201 (+2%) Land $133,246 Building $253,955
2025	$5,653.00	$379,610 Land $130,634 Building $248,976
2023	$6,878.00 (-0.07%) Homeowner's exemption	$364,871 Land $125,562 Building $239,309
2022	$6,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1580 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1580 16th St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

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