158 Timber Meadows Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 158 Timber Meadows Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,858 sqft · built 2000
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,535 (Sep 2000)
Tax Bill	$5,476 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`T001700767`

Property Details

APN / Parcel Number

Primary APN	`T001700767`
Alternative APN	`4-069A-8339-00-0153.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,858 sqft Living Area
Gross Area	4,925 sqft
1st Floor Area	1,615 sqft
Basement Area	1,509 sqft
Finished Basement	1,132 sqft
Unfinished Basement	377 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001700767
Street Address	158 TIMBER MEADOWS DR
City	O FALLON
State	MO
Zip	63368-6345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER MEADOWS VLG LOT 153
Legal Subdivision	TIMBER MEADOWS VLG
Legal Lot Number	153
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1027
Census Tract	311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	158 TIMBER MEADOWS DR, O FALLON, MO 63368-6345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage WEST COMMUNITY CREDIT UNION
Jun 29, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Nov 14, 2018	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACCESS CAPITAL FUNDING LLC
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2000 · Amount on Record
Deed Sale	Sep 1, 2000 · Amount on Record
Deed Document Number	200053741
Deed Book / Page	2436 / 1075
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 23, 2026
Property Address	158 TIMBER MEADOWS DR, O FALLON, MO 63368-6345
Document Number	0000018720
Instrument Date	Apr 16, 2026
Instrument	202618720
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 TIMBER MEADOWS DR, O FALLON, MO 63368-6345
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018720,
Date	Apr 23, 2026
Instrument	202618720

Lender

Name	WEST COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	158 TIMBER MEADOWS DR, O FALLON, MO 63368-6345
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 TIMBER MEADOWS DR, O FALLON, MO 63368-6345

Mortgage

Document Number	0000036254
Date	Jun 29, 2022
Instrument	2022R-036254

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	158 TIMBER MEADOWS DR, O FALLON, MO 63368-6345
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 TIMBER MEADOWS DR, O FALLON, MO 63368-6345

Mortgage

Document Number	2021R026458
Date	Mar 26, 2021
Instrument	2021R-026458

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	158 TIMBER MEADOWS DR, O FALLON, MO 63368-6345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070021946
Date	Nov 14, 2018
Book Page	7002/1946
Instrument	20181114000644780

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	158 TIMBER MEADOWS DR, O FALLON, MO 63368-6345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072900389
Date	May 8, 2020
Book Page	7290/389
Instrument	20200508000295770

Lender

Name	ACCESS CAPITAL FUNDING LLC
Type	Lending Institution
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	158 TIMBER MEADOWS DR, O FALLON, MO 63368-6345
Document Number	0000101847
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	158 TIMBER MEADOWS DR O FALLON MO 633686345, O FALLON, MO 63368-6345

Mortgage

Document Number	0000101847
Date	Dec 28, 2020
Instrument	101847

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,504 (-)	$434,231 (-) Building $434,231
2025	$5,476.00 (+5.31%)	$82,504 (+8.44%)	$434,231 (+8.43%) Building $434,231
2024	$5,200.00
2023		$76,086
2022			$400,454 Building $400,454

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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