158 Stonecrest Trl, Elyria, OH 44035 Property Records

Lorain County property record for 158 Stonecrest Trl, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,752 sqft · built 2024
Owner	Individual Name on Record
Last Sale	$339,900 (Jul 2026)
Tax Bill	$4,163 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-091-000-244`

Property Details

APN / Parcel Number

Primary APN	`11-00-091-000-244`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,752 sqft Living Area
Gross Area	2,152 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	32 sqft
Canopy	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	158 STONECREST TRL
City	ELYRIA
State	OH
Zip	44035-8992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCLAVE AT FIELDSTONE LAKES SUB. NO. 2 46.00 X 80.00
Legal Subdivision	ENCLAVE AT FIELDSTONE LAKES SUB. NO. 2
Legal Lot Number	58
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	91100

Owner

Source: Lorain County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	158 STONECREST TRL, ELYRIA, OH 44035-8992
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed · Conventional Mortgage HOME MORTGAGE CORPORATION
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit THE COMMERCIAL & SAVINGS BANK
Dec 4, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Deed Document Number	2026101887
Prior Transfer Date	Nov 9, 2023
Prior Transfer Doc	0000937495
Record Updated	Sep 20, 2026

July 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 1, 2026
Property Address	158 STONECREST TRL, ELYRIA, OH 44035-8992
Document Number	0000101887
Instrument Date	Jun 22, 2026
Instrument	2026101887
Record Updated	Jul 13, 2026
Title Company	RET SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137,319.60
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 STONECREST TRL, ELYRIA, OH 44035-8992

Mortgage

Document Number	0000101888,
Date	Jul 1, 2026
Instrument	2026101888

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	158 STONECREST TRL, ELYRIA, OH 44035-8992
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005389
Date	Feb 29, 2024
Instrument	2024-0005389

Lender

Name	THE COMMERCIAL & SAVINGS BANK
Type	Bank
Address	MILLERSBURG, OH 44654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	37 Months
Due	Feb 28, 2027

Interest

Rate Type	Adjustable Rate

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 4, 2023
Property Address	158 STONECREST TRL, ELYRIA, OH 44035-8992
Document Number	0000937495
Map Reference	VOL 114 PG 30
Instrument Date	Nov 9, 2023
Instrument	2023-0937495
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16155, ROCKY RIVER, OH 44116-0155

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,163.00	$95,680 (+320.57%) Land $22,750 Building $72,930	$273,360 (+320.55%) Land $65,000 Building $208,360
2024	$4,163.00	$22,750 Land $22,750	$65,000 Land $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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