158 Silver River Rd, Waco, TX 76705 Property Records

McLennan County property record for 158 Silver River Rd, Waco, TX 76705

Property Summary

Property Type	Mobile Home
Details	2,128 sqft · built 2019
Lot Size	0.585 acres (25,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$157,700 (Oct 2019)
Tax Bill	$3,061 (2025)
Deeds & Mortgages	Dec 2019 Loan Modification Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-028300-000129-0`

Property Details

APN / Parcel Number

Primary APN	`24-028300-000129-0`
Alternative APN	`402762`

Interior

Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Brick/Stone
Roof Material	Composition Shingle
Lot Area	25,483 sqft (0.585 acres)
Lot Dimensions	147 ft deep x 192 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	158 SILVER RIVER RD
City	WACO
State	TX
Zip	76705-5680
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DEES NALCISSO ACRES .585
Legal Subdivision	DEES NALCISSO
Jurisdiction	MCLENNAN TX
Township / Civil Division	WEST
Census Block Group	2
Census Block	2051
Census Tract	4202

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	158 SILVER RIVER RD, WACO, TX 76705-5680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Loan Modification, Mortgage · FHA Mortgage CASCADE FIN'L SVCS
Oct 1, 2019	Vendor's Lien, Transfer · FHA Mortgage SOUTHWEST STAGE FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	201932922
Prior Transfer Date	Sep 20, 2019
Prior Transfer Doc	0000032922
Record Updated	Oct 29, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	158 SILVER RIVER RD, WACO, TX 76705-5680
Document Number	0000002269
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	158 SILVER RIVER RD WACO TX 767055680, WACO, TX 76705-5680

Mortgage

Document Number	0000002269
Date	Jan 22, 2020
Instrument	2269

Lender

Name	CASCADE FIN'L SVCS
Type	Funding / Finance Company
Address	CHANDLER, AZ 85286

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

Interest

Rate	4.37%

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 1, 2019
Property Address	158 SILVER RIVER RD, WACO, TX 76705-5680
Document Number	0000032922
Instrument Date	Sep 20, 2019
Instrument	2019032922
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12311 GHOLSON RD, 12311, WACO, TX 76705-5608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2924 WINDSOR AVE, WACO, TX 76708-3229

Mortgage

Document Number	0000032925
Date	Oct 1, 2019
Instrument	2019032925

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	364 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gholson City
County	McLennan County
Unified School District	Gholson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,471 (-4.68%) Land $61,870 Building $176,601	$238,471 (-4.68%) Land $61,870 Building $176,601
2025	$3,061.00 (+4.76%)	$250,190 (+17.13%) Land $53,040 Building $197,150	$250,190 (+17.13%) Land $53,040 Building $197,150
2024	$2,922.00 (+16.55%)
2023		$213,600 Land $53,040 Building $160,560	$213,600 Land $53,040 Building $160,560
2022	$2,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	4 (2007)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GHOLSON WSC serves 3,903 people · EPA ID TX1550028
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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