158 Royal Assembly Dr, Charleston, SC 29492 Property Records

Berkeley County property record for 158 Royal Assembly Dr, Charleston, SC 29492

Property Summary

Property Type	Single Family Home
Details	4,252 sqft · built 2023
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Oct 2020)
Tax Bill	$9,388 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Oct 2020 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`268-10-01-023`

Property Details

APN / Parcel Number

Primary APN	`268-10-01-023`
Alternative APN	`268-00-00-048`

Interior

Building Area	4,252 sqft Finished Area
1st Floor Area	2,510 sqft
2nd Floor Area	1,742 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	722 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Slab
Patio Area	272 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	158 ROYAL ASSEMBLY DR
City	CHARLESTON
State	SC
Zip	29492-8215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CHARLESTON
Legal Description	ASSESSMENT DISTRICT: 023BERESFORD HALLPHASE III-B
Legal Subdivision	BERESFORD HALL
Legal Phase	3
Legal Lot Number	197
Jurisdiction	BERKELEY SC
Township / Civil Division	WANDO
Census Block Group	1
Census Block	1027
Census Tract	20404

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	158 ROYAL ASSEMBLY DR, CHARLESTON, SC 29492-8215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Oct 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 22, 2020	Deed of Trust, Mortgage BENCHMARK MTG
Sep 14, 2017	Deed, Transfer · ARM SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	202038526
Deed Book / Page	3525 / 136
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	158 ROYAL ASSEMBLY DR, CHARLESTON, SC 29492-8215
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 OLYMPUS DR, TINLEY PARK, IL 60477-4832

Mortgage

Document Number	04216/0658
Date	Apr 14, 2022
Book Page	4216/658
Instrument	2022015546

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERKELEY SC
Recording Date	Oct 5, 2020
Property Address	158 ROYAL ASSEMBLY DR, CHARLESTON, SC 29492-8215
Document Number	3525/0136
Book / Page	003525 / 000136
Instrument Date	Sep 30, 2020
Instrument	38526
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$286.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	158 ROYAL ASSEMBLY DR CHARLESTON SC 294928215, CHARLESTON, SC 29492-8215

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	158 ROYAL ASSEMBLY DR, CHARLESTON, SC 29492-8215
Document Number	3407/0017
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	158 ROYAL ASSEMBLY DR CHARLESTON SC 294928215, CHARLESTON, SC 29492-8215

Mortgage

Document Number	3407/0017
Date	Jun 26, 2020
Book Page	003407/000017
Instrument	23002

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Sep 14, 2017
Property Address	158 ROYAL ASSEMBLY DR, CHARLESTON, SC 29492-8215
Document Number	02563/0337
Book / Page	2563 / 0337
Map Reference	CAB Q PG 261-C&262C
Instrument Date	Sep 7, 2017
Instrument	2017033387
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$788.10
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4770 STONO LINKS DR, HOLLYWOOD, SC 29449-5984

Mortgage

Document Number	2017033388
Date	Sep 14, 2017
Instrument	2017033388

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	Oct 1, 2019
Change Frequency	Annually
Min Rate At Change	2.49%
Max Rate At Change	6.49%
Index	1-Year LIBOR
Max Rate	10.4%

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Municipality	Charleston City
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,476,200 (+2,4%) Land $299,000 Building $1,177,200	$1,517,200 (-) Land $340,000 Building $1,177,200
2025	$9,388.00 (+3.52%)	$59,048 (-) Land $11,960 Building $47,088	$1,517,200 (-) Land $340,000 Building $1,177,200
2024	$9,069.00 (+74.5%) Homeowner's exemption	$59,048 (+278.51%) Land $11,960 Building $47,088	$1,517,200 (+483.54%) Land $340,000 Building $1,177,200
2022	$5,197.00	$15,600 Land $15,600	$260,000 Land $260,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 323 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	383 units insured incl. 60 condo units
Nearby Flood Claims	10 (1989–2023)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jul 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of South Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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