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158 Roberts Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 158 Roberts Rd, Cobleskill, NY 12043

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,294 sqft · built 1988
Lot Size10.2 acres (445,183 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Jul 2019)
Tax Bill$5,336 (2026)
Deeds & MortgagesAug 2022 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN432689 69.-2-51

Property Details

APN / Parcel Number

Primary APN432689 69.-2-51
Alternative APNs
  • 268906900000020510000000
  • 435J189021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,294 sqft Living Area
1st Floor Area1,294 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area445,183 sqft (10.2 acres)
Lot Width782 ft Width
PorchSlab
Porch Area882 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number435J189021
Street Address158 ROBERTS RD
CityCOBLESKILL
StateNY
Zip12043-5509
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRR
Legal DescriptionHOUSE
Legal Block2
Legal Lot Number51.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group1
Census Block1053
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address158 ROBERTS RD, COBLESKILL, NY 12043-5509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jul 25, 2019Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2019 · Amount on Record
Deed SaleJul 25, 2019 · Amount on Record
Deed Document Number2019765069
Deed Book / Page1096 / 175
Prior Transfer DateDec 2, 2002
Prior Transfer Doc0731000143
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address158 ROBERTS RD, COBLESKILL, NY 12043-5509
Transaction TypeMortgage
Record UpdatedSep 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002011/161
DateAug 29, 2022
Book Page2011/161
Instrument816021
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term325 Months
DueSep 1, 2049

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateJul 25, 2019
Property Address158 ROBERTS RD, COBLESKILL, NY 12043-5509
Document Number001096/175
Book / Page1096 / 175
Instrument DateJul 18, 2019
Instrument765069
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 EAST ST, COBLESKILL, NY 12043-4650

Mortgage

Document Number0001845/20
DateJul 25, 2019
Book Page1845/20
Instrument765071
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,336.00 (+6.08%)
2025$5,030.00 (+2.76%)$110,700 (-) Land $26,600 Building $84,100$225,918 (+16.33%) Land $54,286 Building $171,632
2023$110,700 Land $26,600 Building $84,100$194,211 Land $46,667 Building $147,544
2020$4,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MIDTEL
Fiber		500 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum.

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