158 Prospect Ave, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 158 Prospect Ave, Oradell, NJ 07649

Property Summary

Property Type	Single Family Home
Details	1,914 sqft · built 1956
Lot Size	0.352 acres (15,329 sqft)
Owner	2 Individual Names on File
Last Sale	$1,675,000 (Jul 2026)
Tax Bill	$17,513 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-00323-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`44-00323-0000-00019`
Alternative APNs	`440032300019` `160100`

Interior

Stories	1 Story
Building Area	1,914 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Construction Type	Frame
Lot Area	15,329 sqft (0.352 acres)

Location & Zoning

Account Number	160100
Street Address	158 PROSPECT AVE
City	ORADELL
State	NJ
Zip	07649-2529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	.3519
Legal Subdivision	SCHAEFFER VILLAGE INC
Legal Block	323
Legal Lot Number	19
Jurisdiction	BERGEN NJ
Township / Civil Division	ORADELL
Census Block Group	2
Census Block	2011
Census Tract	40002

Owner

158 Prospect Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Bergen County and Oradell Borough records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	158 PROSPECT AVE, ORADELL, NJ 07649-2529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Feb 7, 2025 · Amount on File
Deed Document Number	202644404
Deed Book / Page	5836 / 62
Prior Transfer Date	Feb 19, 2016
Prior Transfer Doc	0022552360
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 1, 2026
Property Address	158 PROSPECT AVE, ORADELL, NJ 07649-2529
Document Number	0000044404
Book / Page	5836 / 62
Instrument Date	Oct 15, 2025
Instrument	202644404
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	C TOWN TITLE, TOWN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$169,175.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 PROSPECT AVE, ORADELL, NJ 07649-2529

Mortgage

Document Number	0000044405,
Date	Jul 1, 2026
Instrument	202644405

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 158 Prospect Ave was $17,513, up 5.4% from the year before.

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Oradell Borough
Elementary School District	Oradell Borough School District (KG - 06)
Secondary School District	River Dell Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$799,300 (+4.74%) Land $435,700 Building $363,600	$799,300 (+4.74%) Land $435,700 Building $363,600
2025	$17,513.00 (+5.42%)	$763,100 Land $410,200 Building $352,900	$763,100 Land $410,200 Building $352,900
2024	$16,612.00
2023		$607,600 Land $295,700 Building $311,900	$607,600 Land $295,700 Building $311,900
2022	$15,551.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 158 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 158 Prospect Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20