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158 Mountain Stream Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 158 Mountain Stream Rd, Murphy, NC 28906 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2000
Square Footage672 sqft Heated Area
Lot Size46,609 sqft (1.07 acres)
OccupancyOwner Occupied
Last Sale$173,000 (2022)
Tax Bill$905.00 (2025)

Property Details

APN / Parcel Number

Primary APN551103013053000
Alternative APNs
  • 51189
  • 58218

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area672 sqft Heated Area
Gross Area2,624 sqft Gross Area
1st Floor672 sqft 1st Floor
Basement Area672 sqft Basement
Finished Basement672 sqft Finished
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Exterior MaterialCombination Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area46,609 sqft (1.07 acres)
Depth X Width459 ft x 101 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area392 sqft Garage
CarportCarport
Carport Area392 sqft Carport
Deck Area464 sqft Deck
Porch Area256 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number58218
Street Address158 MOUNTAIN STREAM RD
CityMURPHY
StateNC
Zip28906-7009
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BRIARWOOD CREEK SUB 1632/339
Legal SubdivisionBRIARWOOD CREEK SUB
Legal Lot Number7
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup2
Census Block2015
Census Tract930501

Owner

Source: Cherokee County records · APN 551103013053000

Assessment roll updated October 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address158 MOUNTAIN STREAM RD, MURPHY, NC 28906-7009
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Warranty Deed, Transfer
Jun 22, 2022Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Feb 07, 2020Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Dec 19, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleDec 19, 2019 · Amount on Record
Deed Doc Number20225328
Deed Book / Page1718 / 969
Record RefreshedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateAug 16, 2022
Property Address158 MOUNTAIN STREAM RD, MURPHY, NC 28906-7009
Document Number001718/969
Book / Page1718 / 969
Instrument DateJul 20, 2022
Instrument5328
Transaction TypeTransfer
Record UpdatedAug 29, 2022

Transaction

AmountAmount Recorded
Tax$346.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address158 MOUNTAIN STREAM RD, 158, MURPHY, NC 28906-7009

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 N 12TH ST, FLAGLER BEACH, FL 32136-3120
InvestorPossibly a Property Investor

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address158 MOUNTAIN STREAM RD, MURPHY, NC 28906-7009
Transaction TypeMortgage
Record UpdatedJul 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address158 MOUNTAIN STREAM RD, MURPHY, NC 28906-7009

Mortgage

Document Number0001715/50
DateJun 22, 2022
Book Page1715/50
Instrument4152
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressMURPHY, NC 28906
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 24, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address158 MOUNTAIN STREAM RD, MURPHY, NC 28906-7009
Transaction TypeMortgage
Record UpdatedFeb 21, 2020
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01635/0889
DateFeb 07, 2020
Book Page01635/0889
Instrument00589
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBLAIRSVILLE, GA 30512
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJan 22, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 19, 2019
Property Address158 MOUNTAIN STREAM RD, MURPHY, NC 28906-7009
Document Number01632/0339
Book / Page01632 / 0339
Instrument DateDec 12, 2019
Instrument06414
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
Tax$190.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address17672 SE 108TH TER, 17672, SUMMERFIELD, FL 34491-6934

Transferred To (Grantee/Buyer)

NameVerified Name
Address158 MOUNTAIN STREAM RD, MURPHY, NC 28906-7009

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$905.00$126,110 (-)$126,110 (-) Land $17,250 Building $108,860
2023$126,110$126,110 Land $17,250 Building $108,860

Flood & Wildfire

158 Mountain Stream Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
64th percentile of exposed land nationally · 86th in North Carolina
Wildfire LikelihoodModerate — about 1 in 442 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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