158 Martha Lowe Rd, Lowgap, NC 27024 Property Records

Surry County property record for 158 Martha Lowe Rd, Lowgap, NC 27024

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,213 sqft · built 1969
Lot Size	1.43 acres (62,291 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Nov 2025)
Tax Bill	$1,106 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4051-00-28-3904`

Property Details

APN / Parcel Number

Primary APN	`4051-00-28-3904`
Alternative APNs	`100118539` `100133911`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,213 sqft Living Area
1st Floor Area	1,213 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	62,291 sqft (1.43 acres)
Porch	Slab
Porch Area	896 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100133911
Street Address	158 MARTHA LOWE RD
City	LOWGAP
State	NC
Zip	27024-9744
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	PB 47 PG 169; T-2
Legal Subdivision	LOWGAP
Jurisdiction	SURRY NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2006
Census Tract	930803

Owner

158 Martha Lowe Rd, a rural home, is owned and occupied by an individual who bought it in November 2025.

Source: Surry County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	158 MARTHA LOWE RD, LOWGAP, NC 27024-9744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 30, 2025	Warranty Deed, Transfer
Dec 14, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	Dec 14, 2020 · Amount on File
Deed Document Number	2025729161
Deed Book / Page	1953 / 454
Prior Transfer Date	Oct 29, 2025
Prior Transfer Doc	001952/493
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Nov 7, 2025
Property Address	158 MARTHA LOWE RD, LOWGAP, NC 27024-9744
Document Number	001953/454
Book / Page	1953 / 454
Instrument Date	Nov 5, 2025
Instrument	729161
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 MARTHA LOWE RD, LOWGAP, NC 27024-9744

Mortgage

Document Number	0000729162
Date	Nov 7, 2025
Instrument	729162

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Oct 30, 2025
Property Address	158 MARTHA LOWE RD, LOWGAP, NC 27024-9744
Document Number	001952/493
Book / Page	1952 / 493
Instrument Date	Oct 29, 2025
Instrument	728943
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CORNELIUS AVE, MOUNT AIRY, NC 27030-9238

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Dec 14, 2020
Property Address	158 MARTHA LOWE RD, LOWGAP, NC 27024-9744
Document Number	1739/430
Book / Page	1739 / 430
Instrument Date	Dec 14, 2020
Instrument	679112
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 MARTHA LOWE RD, LOWGAP, NC 27024-9744
Investor	Possibly a Property Investor

Mortgage

Document Number	001739/433
Date	Dec 14, 2020
Book Page	1739/433
Instrument	679113

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 158 Martha Lowe Rd was $1,106, up 50.3% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,106.00 (+50.27%)	$92,690 (-18.3%) Land $11,000 Building $81,690	$92,690 (-18.3%) Land $11,000 Building $81,690
2025	$736.00 (+12.71%)	$113,450 (+22.4%) Land $11,000 Building $102,450	$113,450 (+22.4%) Land $11,000 Building $102,450
2024	$653.00 (+988.33%)	$92,690 (-) Land $11,000 Building $81,690	$92,690 (-) Land $11,000 Building $81,690
2023	$60.00	$92,690 Land $11,000 Building $81,690	$92,690 Land $11,000 Building $81,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 158 Martha Lowe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 158 Martha Lowe Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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