Cleveland County property record for 158 Kipling Ln, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,793 sqft · built 2021 |
| Lot Size | 0.245 acres (10,713 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jan 2025) |
| Tax Bill | $3,173 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65085 |
| Primary APN | 65085 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,793 sqft Finished Area |
| Upper Floors Area | 1,020 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,713 sqft (0.245 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 55 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1340191 |
|---|---|
| Street Address | 158 KIPLING LN |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-0070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #163 PB43-185-188 BEASON CREEK PHASE 2 |
| Legal Subdivision | BEASON CREEK |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 586 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 6 |
| Census Block | 6015 |
| Census Tract | 950400 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 158 KIPLING LN, KINGS MOUNTAIN, NC 28086-0070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Feb 16, 2026 | Intrafamily Transfer, Transfer |
| Jan 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 21, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2025 · Amount on Record |
| Deed Sale | Jan 3, 2025 · Amount on Record |
| Prior Sale | Jun 21, 2021 |
| Deed Document Number | 2025200108806 |
| Deed Book / Page | 1936 / 2744 |
| Last Transfer Date | Feb 16, 2026 |
| Transfer Doc | 0019670684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Feb 16, 2026 |
| Property Address | 158 KIPLING LN, KINGS MOUNTAIN, NC 28086-0070 |
| Document Number | 0019670684 |
| Book / Page | 1967 / 684 |
| Map Reference | MB 43 PG 184-188 |
| Instrument Date | Feb 16, 2026 |
| Instrument | 200124631 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 158 KIPLING LN, KINGS MOUNTAIN, NC 28086-0070 |
| Name | Verified Name |
|---|---|
| Address | 158 KIPLING LN, KINGS MOUNTAIN, NC 28086-0070 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 158 KIPLING LN, KINGS MOUNTAIN, NC 28086-0070 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 158 KIPLING LN, KINGS MOUNTAIN, NC 28086-0070 |
| Document Number | 0019651229 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 1965/1229 |
| Instrument | 200123642 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 21, 2021 |
| Property Address | 158 KIPLING LN, KINGS MOUNTAIN, NC 28086-0070 |
| Document Number | 0018432615 |
| Book / Page | 1843 / 2615 |
| Map Reference | MB 43 PG 184-188 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 200056863 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $502.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, 1450, THE WOODLANDS, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 158 KIPLING LANE, KINGS MOUNTAIN, NC 28086-0070 |
| Document Number | 0018432618 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 1843/2618 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,173.00 (+1.12%) | $306,237 (-) Land $30,000 Building $276,237 | $306,237 (-) Land $30,000 Building $276,237 |
| 2025 | $3,138.00 | $306,237 (+32.03%) Land $30,000 Building $276,237 | $306,237 (+32.03%) Land $30,000 Building $276,237 |
| 2023 | $231,940 Land $22,000 Building $209,940 | $231,940 Land $22,000 Building $209,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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